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🎓 Education & LearningState

Mahatma Jyothiba Phule Overseas Vidya Nidhi for BC and EBC Students

The scheme “Mahatma Jyothiba Phule Overseas Vidya Nidhi” was launched by the Backward Classes Welfare Department, Government of Telangana for meritorious students belonging to Backward Classes & Economically Backward Classes to pursue Higher Studies in foreign universities.

💰Fees: Fees shall be payable in two installments as follows: | Instalment-I: An amount of ₹10.00 Lakhs shall be payable to the Institution/students upon production of the landing permit /I-94 card (Immigration Card)/VISA Stamping/Boarding pass. | Instalment-II: An amount of ₹10.00 Lakhs shall be payable to the Institution/students upon production of the 1st Semester results. | - Sanction Proceedings specifying the amount of ₹20.00 Lakhs will be issued to the individual towards fees and living expenses by way of a grant subject to his/her joining into the Course to the Candidates selected by the Selection Committee. The sanction proceedings can be used by the Candidates to obtain a Visa from the respective Embassy. | - The Student shall be eligible for an educational loan of ₹10.00 lakhs from any Nationalized bank at prevailing rates of interest. | - The awardees are permitted to supplement their prescribed allowances by undertaking Research/Teaching Assistance ship. | - One-way cheap ticket (Lower fare) by economy class through the shortest route shall be payable upon production of valid visa and admission particulars. | - The total visa fees shall be reimbursed to the student upon production of a valid visa and production of receipts.

🌾 AgricultureState/ UT

Mahatma Jyotiba Phule Mandi shramik kalyaan yojana

The Agriculture Department of Rajasthan runs the Mahatma Jyotiba Phule Mandi Shramik Kalyan Yojana, a program that offers a range of assistance programs to improve the well-being of mandi laborers.

💰Obstetric Support: | - For a maximum of two deliveries, the female license holder Hammal and Palledar are entitled to be paid assistance equivalent to 45 days' wages as per the prevailing wage rate determined by the state government as an unskilled labourer. | - As paternity leave, an amount equivalent to 15 days wages is payable to the Hammal/Tulara/Palledar father of the child as per the prevailing wage rate determined by the State Government as an unskilled laborer. | Help for marriage: | - To the extent of the marriage of a licensed woman and two daughters of a licensed woman, ₹ 50,000/-per marriage assistance is payable. | - Application has to be submitted in the format prescribed by the concerned licensee 90 days before the marriage. | Scholarship / Meritorious Student Award Scheme | - Every student who gets first-division marks and whose guardian is a licensed Hammal or Palledar in Mandi is given a merit scholarship at the following rate:- | ClassMale StudentFemale StudentHigher grades (70% to 80%) in the 10th ₹3,000/- to ₹2,000/-₹3,500/-to ₹2,500/-lump sum per studentHigher scores in the 12th Between 80% to 90% between 70% to 80%₹5,000/-,₹4,000/-,₹3,000/-₹6,000/-,₹5,000/-,₹4,000/-lump sum per studentMore than 60% marks in graduation₹4,000/-₹5,000/-lump sum per studentMore than 60% marks in post-graduation₹3,000/-₹4,000/-lump sum per student | - This award is payable as soon as possible within three months of establishing eligibility. | Medical Aid:- | - Reimbursement of medical expenditures up to a maximum of ₹20,000/-is permitted if a licensed Hammaal or Pulladar becomes gravely ill (due to cancer, heart attack, liver, kidney, etc.) and is admitted to a government hospital or health center.

🏥 Health & WellnessState/ UT

Mahatma Jyotirao Phule Jan Arogya Yojana

The Mahatma Jyotirao Phule Jan Arogya Yojana, launched by the Government of Maharashtra, offers cashless treatment for identified diseases through a network of government and private healthcare providers.

💰Health Coverage for Categories A to E (Excluding D): ₹5 lakhs per family per year on a floater basis under both schemes.- Health Coverage for Category D: ₹1 lakh per person per year. | Medical Benefits | • For categories A to E (Excluding D) - 1356 Health Benefits Packages under 34 specialities. | • For category D – 184 Health Benefits Packages for Road accident patients. | Follow-up treatment | - 262 Health Benefits Packages for both schemes (for categories A to E) | Treatment Reserved for Govt. Hospitals | - 119 Health Benefits Packages for both the schemes (for categories A to E) | Benefits under Health Packages | The health packages provide comprehensive coverage, ensuring a cashless treatment experience for patients. The benefits include: | Hospitalization Costs | - Bed charges in general wards. | - Nursing and boarding charges. | - Surgeons, anaesthetists, medical practitioners, and consultants' fees. | Medical Expenses | - Charges for oxygen, O.T., and ICU facilities. | - Cost of surgical appliances, drugs, disposables, consumables, implants, and prosthetic devices. | - Expenses for blood transfusion (as per State Government policy). | Diagnostics and Support Services | - X-rays and diagnostic tests. | - Food for inpatients during hospitalization. | Transportation Costs | - One-time transport cost by State Transport or second-class rail fare from the hospital to the patient’s residence. | - In the unfortunate event of a patient's death, the cost of transporting the deceased's body from the network hospital to their village or township. | - The package covers all costs from the date of reporting to discharge, including treatment complications, ensuring a truly cashless experience for patients. | Scheme on Assurance Mode | The Integrated Scheme is being implemented on an Assurance Basis. This means that the claims of the network hospitals for the expenses of the patients undergoing treatment under the scheme are being paid directly by the State Health Assurance Societies to the respective network hospitals. Accordingly, the State Health Assurance Society is paying claims up to ₹5 lakh per family per year of groups A, B, C and E and ₹1 lakh per person per year for road accident victims of group D.

🤝 Social welfare & EmpowermentState/ UT

Mahila Adhikarita Yojana (Gujarat Safai Kamdar Development Corporation)

"Mahila Adhikarita Yojana" introduced by the Social Justice and Empowerment Department, Gujarat, is a centrally sponsored financial support scheme offering loans of ₹20,000/- at a subsidized interest rate to women sweepers and their dependents to promote self-reliance and upliftment.

💰Loan Assistance: An amount of ₹20,000/- at 5% interest rate, with a repayment period of 5 years.

💼 Business & EntrepreneurshipState/ UT

Mahila Adhikarita Yojana under NSKFDC- Haryana

Under this scheme, loan is provided to woman Safai Karamchari and their dependent daughters for projects with a maximum project cost of up to ₹2,00,000/- for small and petty trade/businesses, and various income-generating activities such as beauty parlors, boutiques, cosmetic shop, bangle shop, etc.

💰Project Cost Ceiling: | - The Corporation (HSFDC), in collaboration with NSKFDC, provides loans of up to ₹2,00,000/- per beneficiary/unit for small and petty trade/business and various income-generating activities. | Margin Money: | - The Corporation provides margin money @ 10% of the project cost. | Subsidy: | - The corporation provides a subsidy @ 50% of the total project cost (Maximum subsidy amount is ₹10,000/-). | Note: The subsidy is only provided to the beneficiary below the poverty line. | Interest criteria for the loan amount recoverable by HSFDC: | Upto Amount (₹)Interest % P.A.Penal Interest % P.A.2,00,000/-54 | Interest Starts onPenalty Start AfterPrincipal Recovery Starts AfterInstallment Starts After Installment PeriodSame day30 days120 days120 days30 days

🌾 AgricultureState/ UT

Mahila Bakri Palan

The scheme aims to empower women, especially abandoned, widowed, destitute, single, and disaster-affected women, by providing them support for goat rearing to generate livelihood and improve household income.

💰Under this scheme, one unit of goats (3 females and 1 male) aged 12 to 18 months is provided to eligible women. The entire cost of the scheme, ₹35,000, is borne by the State Government.

🌾 AgricultureState/ UT

Mahila Dairy Vikas Pariyojana - Uttarakhand

The scheme aims to empower rural women in Uttarakhand by promoting their active participation in the dairy sector through Women Milk Producers Cooperative Societies, enhancing milk production, and providing training, incentives, and awareness programs for sustainable livelihood development.

💰Under this scheme, by providing adequate resources to rural women through Women Milk Producers Cooperative Societies at the village level, their direct participation in the state’s economy is encouraged, making them socially and economically self-reliant. | - The scheme also organizes various training, incentive, and awareness programs for women members to increase milk production. These include training programs for secretaries and management committee members, women encouragement and motivational programs, seminars on clean milk procurement, and special women-focused seminars on the occasion of International Women’s Day. | - Under the women incentive program to increase milk procurement, first, second, and third prizes are awarded to the women milk producers who supply the maximum milk in the district.

💼 Education & LearningState

Mahila Kamgar Kaushal Unnayan Evan Theka Shramik, Hamaal Tatha Ghareloo Mahila Kamgaar Parivar Sashaktikaran Yojana

Chhattisgarh State Government started a scheme "Mahila Kamgar Kaushal Unnayan Evan Theka Shramik, Hamaal Tatha Ghareloo Mahila Kamgaar Parivar Sashaktikaran Yojana" for unorganized worker on 11 March 2015.

💼 Business & EntrepreneurshipState/ UT

Mahila Kisan Yojana

The scheme "Mahila Kisan Yojana" is an economic empowerment scheme by the Scheduled Castes Finance and Development Corporation, Government of Haryana. Through this scheme, loans are provided to the women from Scheduled Castes for the betterment of their economic status through self-employment.

💰Loan for various economic development schemes having unit cost up to ₹50,000/-. | - Margin Money at 10% of the project cost. | - Subsidy at 50% of the total project cost (max. ₹10,000/-).

👩 Social welfare & EmpowermentState/ UT

Mahila Kisan Yojana (Maharashtra)

"Mahila Kisan Yojana" is implemented by the Dept. of Social Justice & Special Assistance, Govt. of Maharashtra. The scheme aims to uplift the lifestyle of economically disadvantaged Charmakar communities. it supports the production and sale of various types of footwear and leather articles.

💰Total Loan Amount: The scheme provides financial assistance of ₹50,000 for eligible female beneficiaries. | Subsidy Provided: A subsidy of ₹10,000 is granted, reducing the effective loan burden on the beneficiary | Loan Component: The remaining ₹40,000 is provided as a loan with an affordable interest rate of 5% per annum.

👩 Social welfare & EmpowermentState/ UT

Mahila Nirman Shramik Vivah Yojana

The "Mahila Nirman Shramik Vivah Yojana" was launched by the Tripura Building and Other Construction Workers Welfare Board, under the Labour Department of Tripura. The scheme aims to provide financial assistance to registered female construction workers and maximum of two of their daughters.

💰A one-time grant of ₹50,000/- is provided to meet the marriage expenses of the female registered construction worker and a maximum of two daughters of a registered construction worker.

🌾 AgricultureState/ UT

Mahila Nursery Yojana

The scheme aims to promote nursery establishment by providing women's groups with high-quality seedlings or saplings from certified sources, along with a fixed grant, technical support, and training to ensure effective nursery operations.

💰Under this scheme, women’s groups are enabled to establish nurseries. High-quality seeds are procured from Silvahill or Silvasal, and the resources required for nursery operations are provided through a fixed grant. Technical support and training are also provided. | - Department purchases the plants grown by women in these nurseries on a contract basis.

💼 BankingState/ UT

Mahila Samiriddhi Yojana for Backward Classes- Haryana

This scheme, implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, provides loans up to ₹1,25,000/- per beneficiary exclusively to women entrepreneurs of the target group, either directly or through self-help groups.

💰Under this scheme, Nigam provides loans up to ₹1,25,000/- per beneficiary only to women entrepreneurs of the target group either directly or through Self-Help Groups.

👩 BankingState/ UT

Mahila Samiriddhi Yojana for Minority Community

The scheme is implemented by the Haryana Backward Classes & Economically Weaker Sections Kalyan Nigam. Under this scheme, loans up to ₹1,00,000/- per beneficiary are provided only to women entrepreneurs of the target group, either directly or through Self-Help Groups.

💰Under this scheme, Nigam provides loans up to ₹1,00,000/- per beneficiary only to women entrepreneurs of the target group, either directly or through Self-Help Groups.

👩 BankingCentral

Mahila Samman Savings Certificate

The scheme “Mahila Samman Savings Certificate” was launched by the Department of Economic Affairs, Ministry of Finance to provide financial security to every girl and woman in India.

💰The scheme provides attractive and secure investment options to all girls and women. | - The scheme offers an attractive and fixed interest of 7.5% interest compounded quarterly with flexible investment and partial withdrawal options with a maximum ceiling of ₹2,00,000/-. | - The tenure of the scheme is two years. | - Interest shall be compounded on a quarterly basis and credited to the account. | Note: The interest payable to the account holder in respect of any account opened or deposit made which is not in consonance with the provisions of this Scheme shall be payable at the rate applicable to the Post Office Savings Account.

💼 Business & EntrepreneurshipCentral

Mahila Samriddhi Yojana

This is a micro-financing programme aiming towards the empowerment of women from underprivileged backgrounds or economically backward areas. Through this scheme, these women can apply for a loan at a nominal interest rate to fulfil their dreams and goals and gain financial independence.

💰It is a microfinance scheme for women with a rebate in interest. Financial Assistance up to the cost of Rs. 1,40,000/- is provided. | - The repayment period is within 3.5 years, in quarterly installments from the date of each disbursement including the moratorium period. | - On repayment of loans under MSY, through the concerned State Channelizing Agencies (SCA), the eligible beneficiaries can avail of any loan under the NSFDC scheme.

💼 Business & EntrepreneurshipState/ UT

Mahila Samriddhi Yojana (for women only) GNTDNT

The scheme aims to create self-employment for women of nomadic and denotified castes and support women entrepreneurs doing independent business. Through this scheme, microfinance is provided to women beneficiaries to pursue a business/occupation of their choice.

💰The maximum loan limit will be up to ₹1,25,000/-. | - The interest rate will be 4% per annum. | - Under this scheme, 100% loan of the business/occupation amount is provided. | - The loan amount will consist of 95% National Corporation contribution, 5% State Government contribution and zero beneficiary contribution. | Repayment: The loan amount will have to be repaid in 48 equal monthly instalments, including interest.

💼 Women and ChildState/ UT

Mahila Samriddhi Yojana (GTKVN)

The scheme aims to empower women entrepreneurs from Thakor & Koli communities by providing access to micro-loans for self-employment. Under this scheme, financial assistance in the form of low-interest loans is provided to eligible beneficiaries to set up small businesses based on their skills.

💰Maximum Loan Amount: Up to ₹60,000/-.- Interest Rate: 4% per annum.- Loan Coverage: Up to 100% of the loan will be given for the proposed business/trade.- Repayment: The loan amount will have to be repaid in 48 equal monthly installments (4 years) including interest.

👩 BankingState/ UT

Mahila Samridhi Yojana (Maharashtra)

"Mahila Samridhi Yojana" is administered by the Dept. of Social Justice & Special Assistance, Govt. of Maharashtra. The scheme aims to uplift economically weaker women from the Charmakar Community. Loans ranging from ₹25,000/- to ₹50,000/- are granted at a low interest rate of 4% p.a.

💰Loan ranging from ₹25,000/- to ₹50,000/- is provided at a low interest rate of 4% per annum.

💼 Business & EntrepreneurshipState/ UT

Mahila Samridhi Yojana under NSKFDC- Haryana

This scheme offers loans up to ₹1,00,000/- to women Safai Karamcharis or their dependents for economic development through self-employment initiatives, such as establishing cloth shops, dairies, tea shops, bangle shops, beauty parlours, papad making, basketry, tailoring shops, etc.

💰Project Cost Ceiling: | - The Corporation (HSFDC), in collaboration with NSKFDC, provides loans of up to ₹1,00,000/- per beneficiary/unit for various economic development activities. | Margin Money: | - The Corporation provides margin money @ 10% of the project cost. | Subsidy: | - The corporation provides a subsidy @ 50% of the total project cost (Maximum amount of subsidy is ₹10,000/-). | Note: The subsidy is provided only to the beneficiary living below the poverty line. | Interest criteria for the loan amount recoverable by HSFDC: | Upto Amount(₹)Interest % P.A.Penal Interest % P.A.10000044 | Interest Starts onPenalty Start AfterPrincipal Recovery Starts AfterInstallment Starts AfterInstallment PeriodSame Day30 Days120 Days120 Days30 Days

💼 Social welfare & EmpowermentState/ UT

Mahila Samruddhi (Gujarat Backward Caste Development Corporation)

The scheme aims to create self-employment for women from the backward classes. Through this scheme, low-interest rate loans are provided to female beneficiaries.

💰The maximum loan limit under this scheme is up to ₹1,25,000/-. | - The interest rate on these schemes will be 4% per annum. | - In these schemes, 95% of the unit cost will be provided as a loan, where 95% will be contributed by the National Corporation and 5% by the State Government. | - This loan is to be repaid in 48 equal monthly installments, including interest.

💼 BankingState/ UT

Mahila Samruddhi Yojana (DAADC)

The scheme aims to promote self-employment and financial independence among women from the Antyodaya Samaj, especially from Scheduled Castes. Under this scheme, loan up to ₹50,000/- is provided at a concessional interest rate to eligible women for starting small-scale businesses.

💰Loan Amount: ₹50,000/- provided to eligible women for starting micro or small businesses.- Interest Rate: 6% per annum.- State Government Contribution: 95% of the loan amount, i.e., ₹47,500/-, is borne by the state.- Beneficiary Contribution: 5% of the loan amount, i.e., ₹2,500/-.- Possible Monthly Installment Amount: ₹1,445/- per month.- Duration: 36 Months (3 years)

💼 Business & EntrepreneurshipState/ UT

Mahila Samruddhi Yojana (GSKVN)

The scheme aims to provide financial assistance to female Safai Kamdars and their dependents to start small businesses. Through this scheme, loans for various self-employment ventures are provided to eligible female individuals.

💰An individual loan of ₹1,00,000/- is provided. | - The interest rate on the loan is 4%. | - The loan is intended for various businesses/occupations such as Mandap Decoration, Computer, Electrical Shop, Animal Husbandry, Grocery Shop, Bamboo Work, Sewing Work, Embroidery, Beauty Parlour, Mobile Repairing, etc.

💼 Women and ChildState/ UT

Mahila Samrudhhi Yojana (Gujarat Gopalak Vikas Nigam)

The scheme aims to create self-employment for women and make them self-reliant. Through this scheme, individual women entrepreneurs are provided with microfinance loans to start a business of their choice.

💰The scheme provides 100% of the loan amount to eligible women beneficiaries, up to a maximum limit of ₹1,25,000/-. | - The loan carries an interest rate of 4% per annum.

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