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Social welfare & Empowerment; Business & Entrepreneurship

Mahila Samruddhi (Gujarat Backward Caste Development Corporation)

The scheme aims to create self-employment for women from the backward classes. Through this scheme, low-interest rate loans are provided to female beneficiaries.

Authority

State/ UT

Region

Gujarat

Status

Verified 2026

Updated

March 2026

What you get

- The maximum loan limit under this scheme is up to ₹1,25,000/-. | - The interest rate on these schemes will be 4% per annum. | - In these schemes, 95% of the unit cost will be provided as a loan, where 95% will be contributed by the National Corporation and 5% by the State Government. | - This loan is to be repaid in 48 equal monthly installments, including interest.

Who can apply

The applicant must be female.; The applicant must be a resident of Gujarat.; The applicant should belong to a socially and educationally backward class, specifically Other Backward Classes (OBC).; The total annual income of the applicant's family should not exceed ₹3,00,000/-.; The applicant's age should be between 21 and 45 years on the date of application.; The applicant must have experience in a business requiring technical and other skills.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

What is this scheme primarily for?

This scheme is a microfinance scheme aimed at creating self-employment opportunities for women from backward classes.

What type of business can I choose under this initiative?

Under this scheme, a female beneficiary has the freedom to choose a business of her choice for self-employment.

What kind of help can I expect from this initiative?

This scheme provides financial help in the form of a low-interest rate loan.

How much of the unit cost is provided as a loan?

95% of the unit cost of the proposed business will be provided as a loan.

Who contributes the 95% loan amount?

Out of the 95% unit cost provided as a loan, 95% is contributed by the National Corporation and 5% by the State Government.

How long do I have to repay the loan?

The loan needs to be repaid within 48 equal monthly instalments, which include the interest.

Am I eligible for this if I belong to any caste?

No, the applicant must belong to a socially and educationally backward class, specifically Other Backward Classes (OBC).

What is the age criteria to apply for this?

The applicant's age should be between 21 and 45 years on the date of applying for the loan.

Is this initiative only for women?

Yes, the scheme specifically targets female beneficiaries for self-employment.

What documents are required to apply for this?

You will need to provide a 7/12 Certificate, Aadhaar Card, Affidavit, Age Proof, Attested Copy of PAN Card, Bank Passbook (First Page), Birth Certificate, Caste Certificate, Identity Card, Income Certificate, Passport Size Photos, Quotations, Ration Card, Residence Proof, and School Leaving Certificate.

What is the first step to apply online?

The first step is to visit the official website of the Gujarat Backward Class Development Corporation.

After registration, what should I do to apply?

After registering, you need to log in with your registered User ID and password, then click on "New Application" and select the relevant scheme.

What should I do with the Application ID/Reference Number?

You should save or print the acknowledgement containing the Application ID/Reference Number for future tracking of your application status.

Are physical forms available for this application?

No, the application form type is online only.