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Business & Entrepreneurship; Women and Child

Mahila Adhikarita Yojana under NSKFDC- Haryana

Under this scheme, loan is provided to woman Safai Karamchari and their dependent daughters for projects with a maximum project cost of up to ₹2,00,000/- for small and petty trade/businesses, and various income-generating activities such as beauty parlors, boutiques, cosmetic shop, bangle shop, etc.

Authority

State/ UT

Region

Haryana

Status

Verified 2026

Updated

March 2026

What you get

Project Cost Ceiling: | - The Corporation (HSFDC), in collaboration with NSKFDC, provides loans of up to ₹2,00,000/- per beneficiary/unit for small and petty trade/business and various income-generating activities. | Margin Money: | - The Corporation provides margin money @ 10% of the project cost. | Subsidy: | - The corporation provides a subsidy @ 50% of the total project cost (Maximum subsidy amount is ₹10,000/-). | Note: The subsidy is only provided to the beneficiary below the poverty line. | Interest criteria for the loan amount recoverable by HSFDC: | Upto Amount (₹)Interest % P.A.Penal Interest % P.A.2,00,000/-54 | Interest Starts onPenalty Start AfterPrincipal Recovery Starts AfterInstallment Starts After Installment PeriodSame day30 days120 days120 days30 days

Who can apply

The applicant should be a permanent resident of Haryana.; The applicant should be a female.; The applicant's age should be between 18 and 55 years.; There is no income limit.; The applicant should be either a woman Safai Karamchari or a dependent daughter of Safai Karamchari.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

Who implements the Mahila Adhikarita Yojana?

The scheme is implemented by the Haryana Scheduled Castes Finance and Development Corporation (HSFDC) in collaboration with the National Safai Karamcharis Finance & Development Corporation (NSKFDC).

When was the HSFDC registered?

The HSFDC was registered under the Companies Act, 1956, on 02.01.1971.

What is the ownership structure of HSFDC?

HSFDC is wholly government-owned, with 51% share of the State Government and 49% share of the Government of India.

What is the maximum loan amount under the Mahila Adhikarita Yojana?

The maximum loan amount provided under this scheme is ₹2,00,000 per beneficiary/unit.

What types of activities can the loan be used for?

The loan can be used for small and petty trade/business and various income-generating activities such as beauty parlors, boutiques, cosmetic shops, bangle shops, etc.

What is the margin money provided under the scheme?

The Corporation provides margin money at 10% of the project cost.

Is there any subsidy provided under the scheme?

Yes, a subsidy at 50% of the total project cost is provided, with a maximum subsidy amount of ₹10,000/-.

Who is eligible for the subsidy?

The subsidy is provided only to beneficiaries living below the poverty line.

What defines a permanent Safai Karamchari?

A permanent Safai Karamchari is a person engaged in or employed for any sanitation work, including his/her dependents.

How can one apply for the loan?

Eligible applicants can apply online through the Official Portal - Antyodaya-SARAL Portal at https://saralharyana.gov.in/ or visit the official website of HSFDC at https://hscfdc.org.in/appreg.

What happens after the loan application is submitted?

The loan applications are scrutinized and verified by the District Managers to ascertain the genuineness of the beneficiaries. Eligible applications are then sent to NSKFDC for sanction of the loan.

Is there an income limit for applicants?

No, there is no income limit for applicants under this scheme.

What is the age limit for applicants?

The applicant's age should be between 18 and 55 years.