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Women and Child; Business & Entrepreneurship

Mahila Samriddhi Yojana (GTKVN)

The scheme aims to empower women entrepreneurs from Thakor & Koli communities by providing access to micro-loans for self-employment. Under this scheme, financial assistance in the form of low-interest loans is provided to eligible beneficiaries to set up small businesses based on their skills.

Authority

State/ UT

Region

Gujarat

Status

Verified 2026

Updated

March 2026

What you get

- Maximum Loan Amount: Up to ₹60,000/-.- Interest Rate: 4% per annum.- Loan Coverage: Up to 100% of the loan will be given for the proposed business/trade.- Repayment: The loan amount will have to be repaid in 48 equal monthly installments (4 years) including interest.

Who can apply

The applicant should be a resident of Gujarat.; The applicant should be a woman from Thakor or Koli caste.; The applicant should be between 21 to 50 years of age at the time of application.; The applicant’s annual family income should not exceed ₹3,00,000/-.; The applicant should have relevant technical skills and experience in the proposed trade/business.; The applicant will have to provide suitable collateral to get the loan.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

Who can apply for this scheme?

Women belonging to the Thakor or Koli communities are eligible to apply.

What is the income eligibility criterion under the scheme?

The annual family income should not exceed ₹3 lakh. Priority is given to families with income up to ₹1.50 lakh.

What is the repayment term?

The loan has to be repaid in 48 equal monthly installments along with interest.

Can women from other communities apply for this scheme?

No, only women from the Thakor or Koli communities are eligible.

Is there any margin money required from the applicant?

No margin money is required. The scheme covers 100% of the proposed business loan amount.

Is collateral needed?

A guarantor or surety is required.

Where do I apply online?

Applicants apply online through https://gtkdconline.gujarat.gov.in/

Can the loan be used for purposes other than business?

No, the loan is strictly meant for starting or expanding a trade or business.

What is the rate of interest on the loan?

The loan carries an interest rate of 4% per annum.