💼 Business & EntrepreneurshipState/ UT
Assistance Scheme for Handloom Spinning-Weaving Women Workers
The scheme aims to provide financial support to traditional women workers whose primary occupation is handloom weaving, spinning, or related weaving activities. Under this scheme, eligible women workers are provided with handloom equipment, including looms & related equipment, worth upto ₹25,000/-.
💰Under this scheme, for providing handloom / pantloom / frameloom and other related tools and equipment to selected women workers, 90% of the total cost (up to a maximum of ₹25,000/-) will be borne by the department, while the remaining 10% will be contributed by the beneficiary herself.
💼 Business & EntrepreneurshipState/ UT
Charmashilpa Scheme
The "Charmashilpa Scheme" aims to modernize the leather artisans' production methods by offering financial assistance to setup mechanized production units. This support helps leather artisan SHGs and cooperative societies enhance the quality of their products, making them more competitive.
💰Total Financial Assistance: ₹10,00,000/- per unit. | - ₹5,00,000/- as subsidy. | - ₹5,00,000/- as a bank loan. | Breakdown of costs: | - ₹3,50,000/- for machinery. | - ₹6,00,000/- for working capital (raw materials and labor). | - ₹50,000 for other expenses.
💼 Business & EntrepreneurshipState/ UT
Deen Dayal Antyodaya Yojana - National Urban Livelihoods Mission (DAY-NULM): Self-Help Group - Uttarakhand
The scheme aims to empower urban poor women in Uttarakhand by promoting the formation of self-help groups, improving their livelihoods, and supporting them in income-generating and self-employment activities through financial incentives, bank loans, and government subsidies.
💰In urban local body areas, urban poor women are provided with benefits under the scheme. | - A one-time amount of ₹10,000/- is given to each group as an incentive by the Government of India. | - Through bank loans, various activities are carried out by the groups to improve women’s livelihoods. | - To encourage groups to adopt self-employment, subsidies are provided by both the Government of India and the State Government.
💼 Business & EntrepreneurshipState
Entrepreneurship Development by SC & ST Women in Science Technology Engineering Mathematics
ED/SC-ST- WISTEM)” is aimed for exploring the potential of entrepreneurship along with improvement in the livelihood options for unemployed SC & ST women in Science, Technology, Engineering & Mathematics (STEM) areas using tools of Science, Technology & Innovation.
💰Financial support will be for an amount of ₹20 Lakhs including institutional overheads for a period of one year. | - The grant will cover Fellowship @ ₹35,000/- per month + 10% HRA (for M.Sc & M.Tech); ₹45,000/- per month + HRA (for Ph.D.); Capital Cost ≤ 25% of project cost (which includes minor equipment, infrastructure, rent ); Operational Cost ≤ 30% of project cost (consumables & outsource Services cost); contingency ≤ apart from institutional overhead (≤10%- subject to a maximum of ₹1.00 Lakh only). | - In the first phase, Full Capital Cost, six months of the fellowship, 50% Operational Cost and 50% of Institutional overhead will be released to the host institution at the time of implementation of programme as soon as the start of programme is intimated to KSCSTE by the host institution. | - In the second phase, 30% of the grant will be released (without institutional overhead), after 6 months of evaluation of the programme. | - In the third phase, the remaining 20% of the grant and 50% of institutional overhead will be released after the successful completion of programme and submission of relevant documents to KSCSTE including onsite evaluation. | - The institutional overhead (10% of project cost) is subject to a maximum of ₹1.00 Lakh only. | - Maximum number of grants awarded per year would be 3 - 5 across all subject areas. | Note: After a period of one year, the extension of programme period is not encouraged. Only in rare and exceptional cases, depending on the necessity and progress of programme, no-cost extension will be considered. Such a period of extension will be limited to a maximum of six months.
💼 Business & EntrepreneurshipState/ UT
Lakhpati Didi Yojana - Uttarakhand
The primary objective of the scheme is to improve the economic status of women in Uttarakhand by empowering them to become financially self-reliant and achieve the status of “Lakhpati Didis.”
💰Under this scheme, to brand and market the products manufactured by self-help groups, the Uttarakhand State Rural Livelihood Mission has established 17 Saras Centers, 2 state-level Uttara outlets, 24 Growth Centers, and 7 Millet Bakeries. Additionally, the groups’ products are sold at various Saras Melas, helping to increase their income and improve their livelihoods.
💼 Business & EntrepreneurshipState/ UT
Mahila Adhikarita Yojana under NSKFDC- Haryana
Under this scheme, loan is provided to woman Safai Karamchari and their dependent daughters for projects with a maximum project cost of up to ₹2,00,000/- for small and petty trade/businesses, and various income-generating activities such as beauty parlors, boutiques, cosmetic shop, bangle shop, etc.
💰Project Cost Ceiling: | - The Corporation (HSFDC), in collaboration with NSKFDC, provides loans of up to ₹2,00,000/- per beneficiary/unit for small and petty trade/business and various income-generating activities. | Margin Money: | - The Corporation provides margin money @ 10% of the project cost. | Subsidy: | - The corporation provides a subsidy @ 50% of the total project cost (Maximum subsidy amount is ₹10,000/-). | Note: The subsidy is only provided to the beneficiary below the poverty line. | Interest criteria for the loan amount recoverable by HSFDC: | Upto Amount (₹)Interest % P.A.Penal Interest % P.A.2,00,000/-54 | Interest Starts onPenalty Start AfterPrincipal Recovery Starts AfterInstallment Starts After Installment PeriodSame day30 days120 days120 days30 days
💼 Business & EntrepreneurshipState/ UT
Mahila Samriddhi Yojana (for women only) GNTDNT
The scheme aims to create self-employment for women of nomadic and denotified castes and support women entrepreneurs doing independent business. Through this scheme, microfinance is provided to women beneficiaries to pursue a business/occupation of their choice.
💰The maximum loan limit will be up to ₹1,25,000/-. | - The interest rate will be 4% per annum. | - Under this scheme, 100% loan of the business/occupation amount is provided. | - The loan amount will consist of 95% National Corporation contribution, 5% State Government contribution and zero beneficiary contribution. | Repayment: The loan amount will have to be repaid in 48 equal monthly instalments, including interest.
💼 Business & EntrepreneurshipState/ UT
Mahila Samridhi Yojana under NSKFDC- Haryana
This scheme offers loans up to ₹1,00,000/- to women Safai Karamcharis or their dependents for economic development through self-employment initiatives, such as establishing cloth shops, dairies, tea shops, bangle shops, beauty parlours, papad making, basketry, tailoring shops, etc.
💰Project Cost Ceiling: | - The Corporation (HSFDC), in collaboration with NSKFDC, provides loans of up to ₹1,00,000/- per beneficiary/unit for various economic development activities. | Margin Money: | - The Corporation provides margin money @ 10% of the project cost. | Subsidy: | - The corporation provides a subsidy @ 50% of the total project cost (Maximum amount of subsidy is ₹10,000/-). | Note: The subsidy is provided only to the beneficiary living below the poverty line. | Interest criteria for the loan amount recoverable by HSFDC: | Upto Amount(₹)Interest % P.A.Penal Interest % P.A.10000044 | Interest Starts onPenalty Start AfterPrincipal Recovery Starts AfterInstallment Starts AfterInstallment PeriodSame Day30 Days120 Days120 Days30 Days
💼 Business & EntrepreneurshipState/ UT
Mahila Samruddhi Yojana (GSKVN)
The scheme aims to provide financial assistance to female Safai Kamdars and their dependents to start small businesses. Through this scheme, loans for various self-employment ventures are provided to eligible female individuals.
💰An individual loan of ₹1,00,000/- is provided. | - The interest rate on the loan is 4%. | - The loan is intended for various businesses/occupations such as Mandap Decoration, Computer, Electrical Shop, Animal Husbandry, Grocery Shop, Bamboo Work, Sewing Work, Embroidery, Beauty Parlour, Mobile Repairing, etc.
💼 Business & EntrepreneurshipState/ UT
Mukhyamantri Mahila Udyami Yojana
This is a flagship scheme of the Bihar government aimed at promoting entrepreneurship and self-employment among the youth by providing financial assistance of up to ₹10,00,000/- for setting up businesses.
💰Substantial Financial Support: Receive up to ₹10,00,000/- for setting up a business (50% of the total financial assistance (up to ₹5,00,000/-) is provided as a non-repayable grant. The remaining 50% (up to ₹5,00,000/-) is offered as an interest-free loan, with a nominal 1% interest under specific sub-schemes.) - Skill Development: Mandatory training sessions are provided to enhance entrepreneurial skills.
💼 Business & EntrepreneurshipState/ UT
New Swarnim Yojana (for women only) GNTDNT
The scheme aims to achieve economic upliftment by providing self-employment with dignity. Through this scheme, loans for self-employment at an annual interest rate are provided to women beneficiaries of nomadic and denotified castes living below the poverty line.
💰The maximum loan limit is up to ₹2,00,000/-. | - The interest rate will be 5% per annum. | - Under this scheme, 100% loan of the business/occupation amount is provided. | - The loan amount will consist of 95% National Corporation contribution, 5% State Government contribution and zero beneficiary contribution. | Repayment: The loan amount, including interest, will have to be repaid in 60 equal monthly instalments.