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Business & Entrepreneurship; Women and Child

Deen Dayal Upadhyaya Bunkar Yojana

DDUBY is a government initiative in Arunachal Pradesh to provide affordable credit to women weavers, offering an interest subvention of 7% on short-term loans and working capital requirements.

Authority

State

Region

Arunachal Pradesh

Status

Verified 2026

Updated

March 2026

What you get

Who can apply

Gender: The scheme is exclusively for women weavers.; Weaving Activity: Applicants should be engaged in weaving activities as their primary occupation.; Ownership of Working Loom(s): Applicants must possess or have ownership of a working loom(s).; Individual or Group: Both individual women weavers and groups of women weavers are eligible to apply. Companies and partnership firms are not eligible.; Unit Size and Number of Looms: There is no restriction based on unit size or the number of looms. Weavers of all categories and scales are eligible to apply.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

Can men apply for the Deen Dayal Upadhyaya Bunkar Yojana?

No, the scheme is exclusively for women weavers.

Are companies and partnership firms eligible for the scheme?

No, the scheme is applicable only to individual women weavers or groups of women weavers.

What is the maximum loan amount eligible for the interest subvention?

The interest subvention is applicable for working capital loans up to Rs. 2.00 lakh, irrespective of the loan amount extended by the bank.

Can I apply if I don't own a working loom?

Ownership or possession of a working loom(s) is a requirement for eligibility under the scheme.

Is there any age limit to apply for the scheme?

The scheme does not specify any age restrictions for applicants.

How long does it take for the loan amount to be disbursed?

The loan amount will be disbursed after the completion of the application process and approval by the bank. The time may vary depending on the bank's procedures.

Is collateral required to avail the benefits of the scheme?

No, the scheme does not require collateral for short-term credit, cash credit limit, working capital limit, weavers' credit card, or Swarojgar credit card up to Rs. 2.00 lakh.

Are loans availed from cooperative banks eligible for the interest subvention?

No, loans from cooperative banks are not eligible for the interest subvention. Only loans from commercial banks and regional rural banks are eligible.