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🎓 Education & LearningCentral

Post Graduate Scholarship for GATE/GPAT Qualified Students for Pursuing M.Tech/M.E./M.Pharm-UGC

University Grants Commission is implementing the scheme of Post Graduate Scholarship for GATE/GPAT Qualified Students for Pursuing M.Tech/M.E./M.Pharm courses (including integrated dual degree courses).

💰The Scholarship under the scheme is ₹12,400/- per month per student. | - An annual contingency of ₹5,000/- will be given to the eligible student. | Note 01: If a student scores below 60% in any semester he/she shall be paid a scholarship @ ₹1,550/- in that particular semester, if the student re-appear for the same semester and scores above 60 %, he will be entitled to get regular scholarship i.e. @ ₹12,400/- p.m. for that semester in which student reappeared. But thereafter after he is eligible for the full scholarship amount, in the next semesters. | Note 02: The contingency grant sanctioned will be reimbursed to the scholar on the actual expenditure incurred by him/her on the admissible items within the limit. The books and non-consumable items purchased or acquired, out of the contingency grant, will be the property of the concerned university or the institution and the scholars have to return the same at the end of the programme i.e. post graduate and research work to the concerned institution. | Note 03: No house rent is admissible to M.E./M.Tech./M.Pharm. students. | Note 04: The scholar shall not undertake any paid assignment (emoluments/salary/stipend) during the tenure of the scholarship. | Note 05: It will be obligatory on the part of every post graduate student to undertake 8 to 10 hours (per week) of work related to teaching and research activities as assigned to him/her by the institute. This includes tutorials, laboratory classes, development and maintenance of laboratories, assistance in research and activities undertaken by faculty members, maintenance and operation of computer and other central facilities, assistance in library, etc. | Note 06: Scholarship shall be terminated immediately if the scholar has failed in any semester. It will be the responsibility of the University to take action in this matter.

🎓 Education & LearningCentral

Post Graduate Scholarship Scheme for GATE/GPAT Qualified Students-AICTE

AICTE in order to ensure the development of technical education in India awards Post Graduate Scholarship of ₹12,400/- per month to full-time GATE/CEED qualified students admitted to AICTE approved post-graduate programs in AICTE approved Institutions/University Dept. as per AICTE approved intake.

💰Amount of Scholarship: | - The Scholarship under the scheme is ₹12,400/- per month per student. | Other Entitlements: Students are eligible for the following leaves- | - Casual leave: 15 days in an academic year | - Medical leave: Maximum of one month (30 days) in an academic year | - Maternity leave: Candidates are eligible for maternity/ Paternity leave as per Govt. of India norms issued from time to time at full rates of scholarship etc. once during the tenure of their award. However maximum duration of the scholarship will not be extended in any circumstances. | Duration: | - The Scholarship is tenable for 24 months or for the duration of the course i.e. from the date of commencement of classes till the date of completion of the classes whichever is lower and is not extendable under any circumstances. | - Students of final years of dual degree integrated programmes would also be entitled to a PG Scholarship from the 9th semester onwards i.e. only for one year in the final year. | Note 01: All kinds of leave should be approved at the level of the University/College/Institute. Prior approval of the University/Institution/College is mandatory for all types of leaves. | Note 02: It will be obligatory for every post-graduate student to undertake 8 to 10 hours (per week) of work related to teaching and research activities as assigned to him /her by the Institute. This could include tutorials, laboratory classes, development and maintenance of laboratories, assistance in research and development activities undertaken by faculty members, maintenance and operation of Computers and other central facilities, assistance in library, etc.

🎓 Education & LearningCentral

Post Matric Scholarship Scheme For The Students Belonging To Scheduled Tribe For Studies In India

This is a centrally sponsored scheme by the Ministry of Tribal Affairs, for the students of Scheduled Tribe (ST) for studies in India. This scheme is for pursuing higher education starting from class XI to Post Graduation courses in India.

💰Stipend: The student will be entitled to stipend as per rates listed below. | CoursesHostellersDay ScholarBachelor, Master Degree, MPhil/PhD degree leading to Degree, PG Diploma, in professional courses in various streams Monthly: 1200 ; Annually: 12000Monthly: 500 ; Annually: 5500All non-professional recognized courses leading to a Bachelor, Master Degree, MPhil/PhD degree not covered under Group I in Arts, Science and Commerce like BA/B.Sc/B.Com or MA/MSc/M.Com Monthly: 820 ; Annually: 8200Monthly: 530; Annually: 5300Vocational stream, ITI courses, 3 year diploma courses in Polytechnics, etc.Monthly: 570; Annually: 5700Monthly: 300; Annually: 3000All post-matriculation level non-degree courses for which entrance qualification is High School (Class X), e.g. senior secondary certificate (class XI and XII).Monthly: 380; Annually: 3800Monthly: 230; Annually: 2300 | Note 1: It needs to be clarified that the stipend is a sort of incentive provided to a student for pursuing a particular course and in no way meant to provide for reimbursement of boarding and lodging charges like mess, hostel or other similar charges. | Note 2: Additional Disability Allowance: -In addition to stipend provided above, an additional Stipend of Rs. 800/-per month (Rs. 9600 annually) will be given to the Divyangjan student who is hosteller and Rs.600 (Rs 7200 annually) to Day scholar. The disability as defined under the relevant ‘Disabilities Act’ has to be certified by competent medical authority of the State Govt./UT Administration. The provisions of Disability allowance will also apply to leprosy-cured and students having sickle cell Anemia or Thalassemia as notified by Ministry of Social Justice and empowerment | Note 3: Under “National fellowship & Scholarship for Higher Education of ST students” Scheme [Top class Scholarship], MoTA is providing Scholarships to students for pursuing graduation and post-graduation courses in Top Class Institutes (currently 252) across India. To avoid duplicity, students pursuing courses in such Institutes will not be entitled for benefit under Post Matric Scholarship. Scholarship holder under this scheme can hold only one scholarship/stipend at a time. | A centrally sponsored scholarship scheme by the Ministry of Tribal Affairs for students from scheduled tribes pursuing post-matriculation or post-secondary stages to enable them to complete their education. | > Components of the Scheme: | The scholarship has two components: | - Component 1: Payment of compulsory fees charged by educational institutions subject to the limit fixed by the concerned State. | - Component 2: Payment of Maintenance amount varying from ₹230/- to ₹1200/- per month, depending upon the course of study pursued by the student.

🎓 Education & LearningCentral

Post Matric Scholarship Students With Disabilities

A scholarship scheme by DoEPwD for students with disabilities pursuing a post-matric qualification from UGC/AICTE recognized universities, i.e. students of Class 11th, Class 12th, including Polytechnics, Post-Matriculation Diploma/Certificates and Bachelor’s/Master’s Degree/Diploma in India.

📋 BankingCentral

Post Office Monthly Income Scheme

POMIS is an investment scheme recognized and validated by the Ministry of Finance. It is one of the highest-earning schemes with an interest rate of 6.6%. The interest in this scheme is disbursed monthly. After opening a POMIS account, individuals can invest a minimum amount of ₹1500.

🎓 Education & LearningCentral

Post-Doctoral Fellows

The fellowship offers candidates the opportunity to pursue research in PRL’s cutting-edge science & engineering research areas. The tenure of the fellowship is for a maximum of two years, subject to annual progress reviews. The fellowship provides a competitive stipend, research opportunities.

💰Fellowship: Monthly stipend based on the academic status of the fellow: | - ₹58,000/- for candidates who have submitted their Ph.D. thesis but await the degree. | - ₹61,000/- for candidates holding a Ph.D. degree. | - ₹67,000/- for external applicants with a Ph.D. and at least two years of research experience. | Academic Allowance: One-time academic allowance of ₹ 10,000/- during the fellowship. | Accommodation: Fellows may receive PRL accommodation or HRA in lieu of accommodation as per PRL norms.

🎓 Education & LearningCentral

Post-Graduate Scholarships for Professional Courses for SC/ST Candidates

The scheme has been initiated to provide opportunity to deprived sections of the society, viz. SC/ST for undertaking postgraduate level studies in Professional subjects like Engineering & Technology, Management, Pharmacy etc. in recognised Indian Universities/Institutions/Colleges.

💰The tenure of the award is for two/three years depending upon the tenure of the postgraduate course and not for an extended period of study, if any. | - Candidates selected for the award of PG scholarships (under ME/M.Tech.) shall be provided a Scholarship @ ₹7800/-per month for the duration of the PG Scholarship. | - For other courses, the amount of scholarship will be paid @₹4500/- per month. | - No contingency is payable to the students selected under the scheme with effect from the selection year 2017-18. | - The scholarship shall be payable to the awardee from the date of joining the Post Graduate 1 year course during the selection year.

🎓 Education & LearningCentral

Post-Matric Scholarship for SC students

The Post-Matric Scholarship Scheme for Scheduled Caste (SC) Students is a Centrally Sponsored Scheme implemented by the Ministry of Social Justice and Empowerment, Government of India.

💰Category Of CoursesHostellers (Yearly)Day Scholars ( Yearly)Group-1 Degree and post Graduate Level professional courses₹ 13,000/-₹ 7,000/-Group-2: Other Professional Courses leading to Degree, Diploma, Certificate₹ 9,500/-₹ 6,500/-Group-3 Graduate and Post Graduate courses not covered under group 1 &amp;amp; group II₹ 6,000/-₹ 3,000/-Group-4: All post matriculation (Post Class X level non-degree courses. ₹ 4,000/-₹ 2,500/- | Note 1. Ten percent extra allowances shall be provided for Divyang students. | Note 2. Students pursuing C.A. /I.C.W.A. /C.S. /I.C.F.A. shall be treated as day scholars for the purpose of academic allowance. Students studying through correspondence/online courses shall not be eligible for academic allowance.

🌾 AgricultureCentral

Pradhan Mantri Adarsh Gram Yojana

With a view to enabling an area-based development approach, a new scheme Pradhan Mantri Adarsh Gram Yojana (PMAGY) was launched during 2009-10. The Scheme aims at the integrated development of Scheduled Castes majority villages.

💰Holistic Village Development | - Focuses on Scheduled Caste (SC)-majority villages. | - Aims to transform them into model villages with access to all basic services. | Financial Support | - ₹20 lakh per village for filling critical gaps in infrastructure and services. | Village Development Plan (VDP) | - A custom 5-year development plan based on baseline survey and needs. | Convergence of Schemes | - Integrates multiple central/state schemes like PMAY-G, MGNREGS, Ujjwala, SBM, etc. | Infrastructure Improvements | - Roads, electricity, sanitation, water, healthcare, schools, Anganwadis, etc. | Social Empowerment | - Promotes social harmony, inclusion, and awareness among SC communities. | Monitoring Framework | - Tracks progress across 50+ indicators in education, health, livelihoods, etc. | No Direct Cash Benefit | - Individuals benefit indirectly through improved village facilities and access to schemes.

🌾 Social welfare & EmpowermentCentral

Pradhan Mantri Anusuchit Jaati Abhyuday Yojana (PM-AJAY) - Adarsh Gram

The scheme aims to achieve integrated development of selected villages primarily through implementation of existing Central and State Government schemes in a convergent manner, ensuring access to quality services and infrastructure development in villages having SC population more than 40%.

💰Gap-filling Fund: ₹20,00,000/- per newly selected village for carrying out infrastructure developmental requirements which cannot be carried out through convergence with other schemes.- Administrative Expenses: ₹1,00,000/- per village for technical resource support, training and capacity building, awareness generation, publicity, and Management Information System development and maintenance.- Additional Round Funding: ₹9,50,000/- per village for Gap-filling component and ₹50,000/- for administrative expenses after completion of 5 years for continuous development.- Convergence Support: Access to 3 to 4 times of Gap-filling funds from existing Central and State Schemes or matching grants from State Governments.- Infrastructure Development: Development of adequate infrastructure necessary for socio-economic development including drinking water, sanitation, education, health, rural roads, housing, electricity facilities.- Capacity Building: Training and orientation programs for Village Level Convergence Committee members and other functionaries. | Disbursement | - Direct transfer to State Governments and Union Territory Administrations, then to District Administrations. | - Released in two installments - First installment (₹80,000/- or ₹40,000/- as applicable) immediately on selection of villages; Second installment (₹20,00,000/- or ₹9,50,000/- as applicable) after Village Development Plan finalization. | - Administrative expenses released at beginning of financial year; Gap-filling funds released after Village Development Plan approval. | - Gap-filling funds to be utilized within 2 years from date of release; convergent implementation continues for additional 3 years. | Conditions | - _Villages must maintain Open Defecation Free status and achieve score of 70 or above on monitorable indicators for declaration as Adarsh Gram._ | - _Village Level Convergence Committee must conduct Need Assessment, data collection, gap analysis and prepare Village Development Plan in online mode._ | - _Village Development Plan must be approved by Gram Sabha and District Level Convergence Committee._ | - _State Governments and Union Territory Administrations must ensure convergence of at least 3 to 4 times of Gap-filling funds from other schemes._ | - _Monthly progress reporting on fulfilling infrastructure and individual needs through prescribed formats._ | - _Social audit by Gram Sabha at least once a year for transparency and better utilization._ | - _Real-time updating of progress in centralized Management Information System portal._ | - _Submission of utilization certificates in prescribed formats as per General Financial Rules 2017._

🏠 Housing & ShelterCentral

Pradhan Mantri Awaas Yojana - Gramin

Launch on 1st April 2016, Pradhan Mantri Awaas Yojana Gramin (PMAY-G) is centre's flagship mission by the Ministry of Rural Development (MoRD), implemented by the Ministry of Housing and Urban Affairs (MoHUA). PMAY-G addresses the rural housing shortage and bridges the housing deficit in rural areas

💰Financial Assistance of ₹ 1,20,000 per unit for plain areas; and ₹ 1,30,000 per unit for hilly areas, difficult areas, and IAP districts (Himalayan states, North-Eastern states, and Union Territories of Jammu & Kashmir). | - A willing beneficiary can avail of institutional finance (loan) of up to ₹ 70,000 at 3% lower interest rate, to build a permanent house. The maximum principal amount for which subsidy can be sought is ₹ 2,00,000. | - The minimum size of the house shall be is 25 sq m including a dedicated area for hygienic cooking. | - In convergence with Swachh Bharat Mission-Gramin (SBM-G), the beneficiaries get financial assistance of up to ₹ 12,000 for the construction of toilets. | - In convergence with MGNREGA, the beneficiary is entitled to employment as unskilled labor (Rural Mason Training) at ₹ 90.95 per day for 95 days. | - In convergence with Pradhan Mantri Ujjwala Yojana, one LPG connection per house is provided. | - Convergence with different government programmes for piped drinking water, electricity connection, clean & efficient cooking fuel, treatment of social and liquid waste, etc. | - Payments are made electronically directly to bank accounts or post office accounts that are linked to Aadhaar. | Note: Beneficiaries are identified using the "Housing Deprivation Parameters" from the Socio-Economic and Caste Census (SECC) 2011 [[https://secc.gov.in/]](https://secc.gov.in/), further verified by the Gram Sabhas.

🏠 Housing & ShelterCentral

Pradhan Mantri Awas Yojana - Urban

A flagship mission implemented by MoHUA, addressing urban housing shortage. The beneficiaries include Economically Weaker Section (EWS) / Low Income Group (LIG) and Middle Income Group (MIG) categories, including slum dwellers, by ensuring a pucca house to all eligible urban households by 2022.

💰Slum rehabilitation of eligible Slum Dwellers with participation of private developers using land as a resource. | - Promotion of Affordable Housing through Credit Linked Subsidy Scheme (CLSS). EWS: Annual Household Income up to Rs.3,00,000; house sizes upto 30 sq.m; LIG: Annual Household Income from Rs.3,00,001 to Rs.6,00,000; house sizes upto 60 sq.m; MIG I: Annual Household Income from Rs. 6,00,001 to Rs. 12,00,000; house sizes upto 160 sq.m; MIG II: Annual Household Income from Rs.12,00,001 and 18,00,000; house sizes upto 200 sq.m1. Affordable Housing in Partnership with Public & Private sectors: Central Assistance per EWS house in projects where 35% of houses are for EWSs1. Subsidy for Beneficiary-Led individual house construction /enhancement: For individuals of EWS category requiring individual house (separate project for such beneficiaries)

💼 Business & EntrepreneurshipCentral

Pradhan Mantri Bhartiya Janaushadhi Pariyojana

Pradhan Mantri Bhartiya Janaushadhi Pariyojana was launched by the Department of Pharmaceuticals, in November 2008. Under the scheme, dedicated outlets known as Janaushadhi Kendras are opened to make quality generic medicines available to all at affordable prices.

💰The scheme is operated by government agencies as well as by private entrepreneurs. | - Normal Incentive: The incentive provided to the Kendra owners has been enhanced from the existing ₹ 2,50,000/- to up to ₹ 5,00,000/- to be given @ 15% of monthly purchases made, subject to a ceiling of ₹ 15,000/- per month. | - Special Incentive: A one-time incentive of ₹ 2,00,000/- (in addition to normal incentives) is to be provided for furniture & fixtures and computers & printers to the PMBJP Kendras opened in the North-Eastern States, Himalayan areas, Island territories, and backward areas mentioned as an aspirational district by NITI Aayog or opened by women entrepreneurs, Divyang, SCs& STs. | - The prices of Janaushadhi medicines are 50%–90% less than those of branded medicines in the open market. | - Medicines are procured only from World Health Organization-Good Manufacturing Practices (WHO-GMP)-certified suppliers to ensure the quality of the products. | - Each batch of the drug is tested at laboratories accredited by the ‘National Accreditation Board for Testing and Calibration Laboratories (NABL) to ensure the best quality. | - The operating agency will be provided a 20% margin on the MRP (excluding taxes) of each drug. | Janaushadhi Suvidha Sanitary Napkin | As an important step in ensuring the health security for Indian women, Janaushadhi Suvidha Oxo-biodegradable Sanitary Napkins were launched on 27.08.2019 to be made available at Re.1/- per pad only. Janaushadhi Suvidha Napkins are being made available for sale in more than 10,000 PMBJP Kendras across the country. The cumulative sales of Suvidha Napkins as on 30.11.2023 is 47.87 crores.

🎯 Skills & EmploymentCentral

Pradhan Mantri Dakshta Aur Kushalta Sampann Hitgrahi (PM-DAKSH)

The scheme "PM-DAKSH", launched by the Ministry of Social Justice & Empowerment (MoSJ&E), aims to empower socially, educationally, and economically marginalized groups like SCs, OBCs, EWS, DNTs, Safai Mitras, and Waste Pickers by enhancing their skills through high-quality training.

💰Key benefits: | - Training free of cost for the trainees, 100% grants by Government. | - Stipend will be given to trainees during the period of training. | - Trained candidates will be provided certification after successful completion of training and assessment. | - Trained candidates will be provided placement after assessment and certification. | Category of Skilling Programmes: | - Up-skilling/Re-skilling under Recognition of Prior Learning (RPL): | - Target Group: Up-skilling / Re-skilling under Recognition of Prior Learning (RPL) will only be applicable to SafaiMitras including waster pickers who constitute the bottom of the pyramid. - Curriculum: In respect of Safai Mitras including waste pickers, the curriculum will include the programmes on safe & healthy sanitation practices, occupational practices as per relevant and approved Qualification Packs (QPs). Certification would be aligned with the standard process. - Period of Training: The duration of the training programmes will be of approximately 35 hours keeping in mind the occupational hours of the trainees. - Training Cost: The training cost will be limited to extent of Common Cost Norms (CCN) issued by Ministry of Skill Development and Entrepreneurship (MSDE) as applicable from time to time. - Other Expenses: As the trainees are already employed, they will be paid @₹500/- per person to Safai Mitras including Waste Pickers in the form of stipend, for duration of training of Up-skilling and Re-skilling under RPL, towards compensation of their wage loss, during the period of training. | - Short-Term Courses (focus on wage/self-employment): | - Target Group: Most disempowered groups belonging to SC/OBC/EWS/DNT and Sanitation Workers including Waste Pickers and their dependents having aspirations to be employed in sectors having good demand in job market with suitable wage. - Curriculum: The Curriculum of the training programmes will be as per National Skill Qualification Framework (NSQF)/National Occupational Standard (NOS), issued by Ministry of Skill Development and Entrepreneurship, Government of India in various job roles with focus on wage and self-employment opportunities such as self-employed tailors training, furniture making, food processing, carpet weaving, beautician workers, leather work, latex harvesting, tyre fitting along with financial and digital literacy, etc. Training to be delivered through accredited and affiliated training centres. - Period of Training: The duration of the training programmes will be less than 1200 hours, as stipulated in National Occupational Standards (NOS) and Qualification Packs (QPs). - Training Cost: The training cost will be as per Common Cost Norms for NSQF job roles or as stipulated by concerned board as applicable and as amended from time to time. - Other Expenses: | - For non-residential training programmes, the trainees will be paid stipend @ ₹1,500/- per month for SC candidates, ₹1,000/- per month to OBCs/EWSs/DNTs and ₹1,500/- per month to Sanitation Workers including waste pickers and their dependents. 1. For residential training programmes, wherever necessary, the trainees will be provided boarding and lodging and expenses compensated within CCN, for complete duration of the training programmes. No stipend will be separately payable except in case of Safai Mitras, Waste Pickers & their dependents who will be paid ₹500/- per month. | - Entrepreneurial Development Programmes (EDP): | - Implementing Agency: Ministry will approach National Institute for Entrepreneurship and Small Business Development (NIESBUD) or any other organisation viz Indian Institute of Entrepreneurship (IIE) under Ministry of Skill Development & Entrepreneurship for conducting EDP training.

🌾 AgricultureCentral

Pradhan Mantri Fasal Bima Yojna (PMFBY)

Pradhan Mantri Fasal Bima Yojana was launched in 2016 with the aim to support farmers by providing an affordable comprehensive risk cover for crops.

💰Affordable Premiums: The maximum premium payable by the farmer will be 2% for the Kharif food and oilseed crops. For rabi food and oilseeds crop, it is 1.5% and for yearly commercial or horticultural crops it will be 5%. The remaining premium is subsidized by the government. | - For the farmers in North-Eastern States, Jammu, Kashmir, and Himachal Pradesh, the government also pays the entire premium. | - Comprehensive Coverage: The scheme covers natural disasters (droughts, floods), pests, and diseases. Post-harvest losses due to local risks like hailstorms and landslides are also included.- Timely Compensation: PMFBY aims to process claims within two months of the harvest to ensure that farmers get the compensation quickly, preventing them from falling into debt traps.- Technology-Driven Implementation: PMFBY integrates advanced technologies like satellite imaging, drones, and mobile apps for precise estimation of crop loss, ensuring accurate claim settlements. | RISKS COVERED | - Yield Losses (Standing Crops): The Government provides this insurance coverage for yield losses that fall under the non-preventable risks, such as Natural Fire and Lightning: Storm, Hailstorm, Tornado etc.: Flood, Inundation and Landslide; Pests/ Diseases, etc.; Drought etc.- Prevented Sowing: Cases may arise where most of the farmers (insured )of notified areas may want to plant or sow. In such cases, they have to bear the expenditure for that cause and are restricted from planting or sowing insured crops because of unfavourable weather conditions. These farmers will then become eligible for the indemnity claims of up to a maximum of 25% of the sum insured.- Post-harvest Losses: The Government provides for post-harvest losses on an individual farm basis. The Government offers coverage of up to 14 days (maximum) from harvesting for crops that are stored in “cut and spread” condition. It means that the Government covers farmers who have put the crops to become sun-baked in the field after harvesting that have been destroyed due to cyclone or cyclonic rains occurred across the country.- Localised Calamities: The Government provides for localised calamities on an individual farm basis. Risks such as loss or damage arising from identified localised hazards, such as hailstorms, landslides, and inundation impacting separated farmlands in the notified area comes under this coverage.

💼 Business & EntrepreneurshipCentral

Pradhan Mantri Formalisation Of Micro Food Processing Enterprises

Launched on 29th June 2020, PMFMPE is a Centrally Sponsored Scheme by the MoFPI, designed to address the challenges faced by the micro enterprises and to tap the potential of groups and cooperatives in supporting the upgradation and formalization of these enterprises.

🤝 Social welfare & EmpowermentCentral

Pradhan Mantri Garib Kalyan Anna Yojana

The scheme provides free food grain through the Public Distribution System, to all the priority households (ration card holders and those identified by the Antyodaya Anna Yojana scheme) - Migrants and the Poor.

💰PMGKAY provides 5 kg of food grain to each family holding a ration card free of cost and the 5 kg of subsidized food grain already offered through the Public Distribution System (PDS). | - Wheat has been allocated to 6 States/UTs, - Punjab, Haryana, Rajasthan, Chandigarh, Delhi, and Gujarat, and rice has been provided to the remaining States/UTs.

🏥 Health & WellnessCentral

Pradhan Mantri Garib Kalyan Package : Insurance Scheme For Health Workers Fighting COVID-19

The "Pradhan Mantri Garib Kalyan Package: Insurance Scheme for Health Workers Fighting COVID-19" by the Ministry of Health and Family Welfare, Government of India aims to offer financial protection to healthcare workers involved in COVID-19 duties.

💰An insurance cover of ₹50,00,000/- will be provided in case of death or permanent disability due to COVID-19.

🌾 AgricultureCentral

Pradhan Mantri Gram Sadak Yojana

With the objective of providing rural connectivity, the Government of India launched the Pradhan Mantri Gram Sadak Yojana (referred to as PMGSY-I hereinafter) on 25th December 2000 to provide all-weather access to eligible unconnected habitations.

🎓 Skills & EmploymentCentral

Pradhan Mantri Gramin Digital Saksharta Abhiyaan

Pradhan Mantri Gramin Digital Saksharta Abhiyaan (PMGDISHA) is a Digital Literacy Scheme by the Ministry of Electronics and Information Technology (MeitY), to make six crore persons in rural areas, across States/UTs, are digitally literate, reaching around 40% of rural households.

💰The Scheme is aimed at empowering the citizens in rural areas by training them to operate computers or digital access devices (like tablets, smartphones, etc.), send and receive e-mails, browse the Internet, access government services, search for information, and undertake digital payment, etc. and hence enable them to use the Information Technology and related applications, especially Digital Payments to actively participate in the process of nation building. | - On average a target of 200-300 beneficiaries per Gram Panchayat is envisaged. The actual target for the Gram Panchayat would be decided by the District eGovernance Society (DEGs) chaired by the District Magistrate, keeping in view the size of the district, population, local requirements, etc. | - Attempts shall be made to provide full Digital Literacy to the villages covered under Pradhan Mantri Adarsh Gram Yojana. | - Setting up of the Training Centres in the identified Districts/ Blocks/ Gram Panchayats. | - Delivery of content through mobile phones is proposed as a supplementary facility that can be accessed by a large number of neo-IT literates to refresh content learned during the physical training mode. | The Digital Literacy Training Course | Total Duration of the Course: 20 Hours | Broad Content outline: | - Module Name | - Introduction to Digital Devices | - Operating Digital Devices | - Introduction to the Internet | - Communications using the Internet | - Applications of the Internet (include citizen-centric services and; Use of digital financial tools for undertaking cashless transactions) | Learning Outcomes / Competency Standards: | - Understand the basics (terminology, navigation, and functionality) of digital devices | - Use digital devices for accessing, creating, managing, and sharing information | - Use the Internet to browse in an effective and responsible manner | - Use technology to communicate effectively | - Carry out cashless transactions using digital financial tools (USSD/ UPI/ eWallet/AEPS/ Card/ PoS) | - Use Digital Locker | - Use online citizen-centric services | - Appreciate the role of digital technology in everyday life, social life, and work | The content generation/collation/management/aggregation – the creation of the content bank, etc would be carried out by CSC-SPV in consultation with various stakeholders as per the following: | - The content developed for the purpose of digital literacy training would be made available in 22 scheduled languages of India apart from English. A mobile ‘app’ would be made available in 22 scheduled languages so that training content can be downloaded and re-used as and when needed. | - For persons who cannot read and write, audio/visual/touch, etc.-based content would be developed. For those who can read and write, textual, structured, audio, video, and applications-based content would be made available. Efforts would be made to design target beneficiaries' specific contents with the use of local/localized resources. | - Top citizen-centric schemes as indicated below are included as part of the curriculum: G2C Services (Caste certificate, Domicile certificate, Income Certificate); UIDAI Services; Banking Services; IRCTC Railway Reservation; Insurance; Telephone / Data Card Recharge; Election ID Printing; Electricity Bill Payment; Pan Card; Passport

📋 BankingCentral

Pradhan Mantri Jan Dhan Yojana

A National Mission for Financial Inclusion (NMFI), namely, Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched by the Prime Minister across the country on 28th August, 2014. It envisages to provide universal banking services for every unbanked adult in the country.

💰Basic Savings Bank Deposit Account (BSBDA) | Any Indian citizen eligible to open a regular bank account can open a BSBDA. Such an account does not require any minimum balance maintenance. The account holders can use both bank branches, ATMs and Banking Correspondents (BCs) for depositing and withdrawing cash. However, one cannot withdraw cash more than four times a month. | Small Account/Chota Khata | Under Jan Dhan Yojana, people can open small bank accounts without presenting legal documents. These accounts would be valid normally for a period of twelve months. Thereafter, such accounts would be allowed to a continue for a further period of twelve more months, if the account-holder provides a document showing that he/she has applied for any of the Officially Valid Document, within 12 months of opening the small account. | RuPay Debit Card with inbuilt accident insurance | Under PMJDY, a free Rupay debit card, with inbuilt accident insurance cover of Rs.2 lakhs (Rs 1 lakh for accounts opened before 28.08.2018), is issued to all beneficiaries. | Overdraft Facility | Under PMJDY, beneficiaries can avail OD facility upto Rs. 10,000/-. | Business Correspondents (BCs)/Bank Mitras*** | BCs/Bank Mitras are retail agents engaged by banks for providing banking services at locations other than a bank branch/ATM. It is mainly meant for the rural areas, where bank branches are far-flung. BCs/Bank Mitras connect with the residents and guide them with banking solutions such as savings accounts, deposits, payments and withdrawals, mini account statements, etc. Banks with their strong network of BCs/Bank Mitras are providing hassle free services to the customers in remote / rural areas.

🤝 Social welfare & EmpowermentCentral

Pradhan Mantri Jan vikas karyakram

The Pradhan Mantri Jan Vikas Karyakram (PMJVK) is a Centrally Sponsored Scheme, being implemented with the objective to develop infrastructure projects such as community assets , in the identified areas with development deficits for socio-economic development of the said areas.

💰The Core focus of scheme is to address local development gaps by providing community based infrastructure in key sector, including construction of schools, hostels, health centers, community halls, sanitation facilities, drinking water systems, skill development centers and emerging national priorities - infrastructure in sectors supporting socio-economic growth and digital access.

🤝 BankingCentral

Pradhan Mantri Jeevan Jyoti Bima Yojana

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is an insurance scheme offering life insurance cover for death due to any reason. It is a one-year cover, renewable from year to year. The scheme is offered by banks/post offices and administered through life insurance companies.

💰PMJJBY offers one- year term life cover of ₹ 2.00 Lakh to all the subscribers in the age group of 18-50 years.1. It covers death due to any reason. | - Premium payable is ₹ 436/- per annum per subscriber, to be auto debited from the subscriber’s bank/post office account.

🎯 Skills & EmploymentCentral

Pradhan Mantri Kaushal Vikas Yojana - Recognition Of Prior Learning

A skill development scheme by Ministry of Skill Development and Entrepreneurship that enables Indian youth with prior learning experience or skills to obtain industry-relevant skill certification.

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