What you get
- Financial Assistance of ₹ 1,20,000 per unit for plain areas; and ₹ 1,30,000 per unit for hilly areas, difficult areas, and IAP districts (Himalayan states, North-Eastern states, and Union Territories of Jammu & Kashmir). | - A willing beneficiary can avail of institutional finance (loan) of up to ₹ 70,000 at 3% lower interest rate, to build a permanent house. The maximum principal amount for which subsidy can be sought is ₹ 2,00,000. | - The minimum size of the house shall be is 25 sq m including a dedicated area for hygienic cooking. | - In convergence with Swachh Bharat Mission-Gramin (SBM-G), the beneficiaries get financial assistance of up to ₹ 12,000 for the construction of toilets. | - In convergence with MGNREGA, the beneficiary is entitled to employment as unskilled labor (Rural Mason Training) at ₹ 90.95 per day for 95 days. | - In convergence with Pradhan Mantri Ujjwala Yojana, one LPG connection per house is provided. | - Convergence with different government programmes for piped drinking water, electricity connection, clean & efficient cooking fuel, treatment of social and liquid waste, etc. | - Payments are made electronically directly to bank accounts or post office accounts that are linked to Aadhaar. | Note: Beneficiaries are identified using the "Housing Deprivation Parameters" from the Socio-Economic and Caste Census (SECC) 2011 [[https://secc.gov.in/]](https://secc.gov.in/), further verified by the Gram Sabhas.
Who can apply
Required Paperwork
- Aadhaar Card
- PAN Card
- Income Certificate
- Residence Proof (Domicile)
Common Questions
How are the beneficiaries for PMAY-G identified?
The beneficiaries are identified using parameters from the Socio-Economic and Caste Census (SECC) and verified by the Gram Sabhas.
How the amount of loan or financial assistance provided to the beneficiary?
The amount is transferred directly to the Aadhaar-Linked Bank Account / Post-Office Account of the beneficiary.
What is the amount and the purpose of loan provided under PMAY-G?
A loan up to [?] 70,000/- is provided at 3% lower interest rates) to the beneficiary to build a permanent dwelling.
Who is the Implementing Agency of PMAY-G?
PMAY-G s being implemented by the Ministry of Housing and Urban Affairs (MoHUA).
What assistance in convergence with MGNREGA is provided under PMAY-G?
In convergence with MGNREGA, the beneficiaries get employment for 95 days. The beneficiaries are paid [?] 90.95 per day for unskilled labor.
What assistance in convergence with SBM-G is provided under PMAY-G?
In convergence with SBM-G, the beneficiaries get assistance for the construction of toilets of up to [?] 12,000.