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405 results Business & Entrepreneurship✕

💼 Business & EntrepreneurshipState/ UT

Chief Minister Rural Path Vendor Loan Scheme

"Chief Minister Rural Path Vendor Loan Scheme" by the Panchayat and Rural Development Department, Government of Madhya Pradesh provides working capital assistance of up to ₹10,000, promotes regular loan repayment, and trains entrepreneurs in business practices. The scheme targets small traders.

💰Low-cost equipment or working capital is made available to poor migrant workers/ small traders of rural areas of the state in the form of loans through banks. | - Entrepreneurship Development Training is to be provided to rural migrant workers through the "Self Employment Training Institute (RSET)" for setting up new businesses. | - After training, an Interest-free loan of ₹10,000/- is provided by banks for setting up the business.

💼 Business & EntrepreneurshipState

Co-Working Space/ Incubators/ Accelerators Subsidy Scheme

The scheme “Co-Working Space/ Incubators/ Accelerators Subsidy Scheme” is a scheme by the Dept. of Information Technology, Electronics and Communications, Govt. of Goa, for the Startups of Goa. Through this scheme, the startups will be reimbursed a fixed amount for the seats occupied by them.

💰In the case of Seat Offered by the Co-Working Spaces | - The startup will be reimbursed 50% of the seat cost or a maximum benefit of ₹3000 per seat, and can claim this benefit for a maximum cap of 8 seats only. | - The benefits at co-working spaces can be availed for a maximum period of two years per startup. | - A total of 100 seats in co-working will be subsidized under this scheme each year. | In the case of Seat Offered by the Incubators | - The startup will be reimbursed 50% of the seat cost or a maximum benefit of ₹5000 per seat, and can claim this benefit for a maximum cap of 8 seats only. | - The benefits at incubators can be availed for a maximum period of one year per startup. | - A total of 50 seats in incubators will be subsidized under this scheme each year. | In the case of Seat Offered by the Accelerators | - The startup will be reimbursed 50% of the seat cost or a maximum benefit of ₹6000 per seat, and can claim this benefit for a maximum cap of 8 seats only. | - The benefits at accelerators can be availed for a maximum period of three months per startup. | - A total of 50 seats in accelerators will be subsidized under this scheme each year. | NOTE 1: For certain deserving startups determined through the internal guidelines of the SPC, the SPC may choose to reimburse up to 100% of the amount paid to co-working, incubator, or accelerator by the startups. | NOTE 2: The reimbursement in this scheme can be claimed on any of the plans offered by the co-working spaces, incubators, or accelerators listed by the SPC. | NOTE 3: Under no circumstance shall the benefits under this scheme be considered an entitlement.

💼 Business & EntrepreneurshipCentral

Coir Udyami Yojana

The scheme "Coir Udyami Yojana" by the Coir Board, Ministry of MSME, Government of India, aims to modernize the coir industry and generate rural employment. It offers credit-linked financial assistance to establish coir units by eligible applicants.

💰Beneficiary’s contribution (of Project Cost): 5%- Bank credit: 55%- Rate of Subsidy (of project cost): 40% | Note: | - The maximum admissible cost of the project is ₹10,00,000/- plus working capital. Working capital shall not exceed 25% of the project cost. Subsidy will be computed excluding the working capital component. | - The Bank will sanction 95% of the project cost after adjusting 5% beneficiary contribution deposited and disburse the full amount of the project cost, including the beneficiary contribution, in installments for setting up the project.

💼 Business & EntrepreneurshipCentral

Coir Vikas Yojana- Export Market Promotion Scheme

Coir Board is implementing the Central Sector Scheme “Export Market Promotion Scheme” with a view to improve the export performance of Indian Coir Sector through various export market promotion activities.

💰Delegation, Consultancy & Information Sourcing | - Participation in International seminars and conferences and organizing capacity-building programmes in export-related areas | - Participation in international fairs/product promotion programmes, catalogue shows and organizing exclusive international fairs and buyer-seller meets for coir | - Publicity abroad | - External Market Development Assistance | - Coir Industry Awards | - Financial assistance includes assistance for participation in International Exhibitions/Trade Fairs/Buyer seller Meets held in foreign countries: | - 100% of the space rent subject to a maximum of ₹1.00 lakh or actual rent paid in the case of foreign countries, whichever is lower per exporter/enterprise. | - 100% of the economy class airfare subject to a maximum of ₹1.50 lakh/ and ₹1 Lakh in India or actual fare paid, whichever is lower to one representative of the exporter. | - Freight charges- Actual subject to a maximum of ₹25,000/- in foreign countries and ₹20,000/- in India- per exporter/enterprise.

💼 Business & EntrepreneurshipState/ UT

Composite Loan Scheme

"Composite Loan Scheme" aims to provide need-based financial support to individuals from Scheduled Castes, Scheduled Tribes, Other Backward Classes, Minorities, and PwDs to help them pursue various income-generating activities. The scheme encourages self-employment and entrepreneurship.

💰Maximum Permissible Loan Amount | - For the SC category, the need-based loan is up to ₹3,00,000/-. | - For OBC, Minority and PwD categories, the need-based loan amount is up to ₹1,00,000/-.

💼 Business & EntrepreneurshipCentral

Consortia & Tender Marketing Scheme

Micro & Small Enterprise in their Individual Capacity faces problems to procure and execute large order, which inhibit and | restrict their growth. NSIC accordingly, adopts Consortia approach and forms consortia of units manufacturing the same | products, thereby easing out marketing problems of MSEs.

💰Enlistment of the Unit for participating in Government/Private tenders. | - Benefit of 0.5% in service charges to consortium members.

💼 Business & EntrepreneurshipCentral

Credit Guarantee Scheme for Startups

The GoI established the Credit Guarantee Scheme for Startups with a fixed corpus to provide credit guarantees for loans extended to DPIIT recognised startups by Scheduled Commercial Banks, NBFCs, and Venture Debt Funds (VDFs) under SEBI-registered AlFs.

💰Provides collateral free debt funding to eligible DPIIT recognised startups by backing their loans with a government guarantee. | - Improves access to a wide range of instruments such as venture debt, working capital limits, subordinated/mezzanine debt, debentures and other fund and non fund based facilities. | - Offers high guarantee coverage of up to 85% of the amount in default for loans up to Rs. 10 crore, significantly reducing loss risk for lenders on smaller exposures. | - Provides 75% guarantee coverage of the amount in default for loan amounts above Rs. 10 crore, up to an overall cap of Rs. 20 crore per borrower. | - Lowers risk for Member Institutions (banks, NBFCs, FIs, AIF based venture debt funds), encouraging them to lend more actively to startups. | - Supports both transaction based and umbrella based guarantees, enabling individual startup loans as well as pooled venture debt portfolios to be covered. | - Offers concessional guarantee fee/commitment charge for North East units, women led startups and entities in the 27 Champion Sectors, reducing their effective cost of borrowing. | - Provides unconditional and irrevocable guarantee cover, increasing lender confidence and stability in credit flows to startups. | - Permits restructuring and enhancement of existing CGSS covered credit facilities while retaining guarantee cover, subject to the overall limit. | - Strengthens the startup ecosystem by improving formal credit availability, enabling innovative startups to scale, invest in technology and create employment.

💼 Business & EntrepreneurshipState/ UT

Dattopant Thengadi Artisan Interest Subsidy Scheme

The scheme aims to provide financial assistance and low-interest capital to Handloom & Handicraft artisans for business development. It offers loans up to ₹1,00,000/-, along with Margin Money Subsidy (20-25%) and a 7% Interest Subsidy, benefiting registered artisans of Cottage industries in Gujarat.

💰Financial Assistance | - A maximum credit limit of ₹1,00,000/- is available for machinery or working capital (raw materials) or both. | - Intended Use: This financial assistance is provided to purchase raw materials, equipment, tools, and machinery for the development of existing or new businesses. | Margin Money Subsidy | - 20% of the loan amount for General Category (Male) beneficiaries. | - 25% of the loan amount for Reserved Category (Scheduled Castes/Scheduled Tribes), Women, and blind or handicapped beneficiaries with 40% or more disability. | - Disbursement: The subsidy is available after the disbursement of the loan and is credited to the beneficiary's Bank Account. | - Validity: The Margin Money Subsidy is available on a maximum loan of up to ₹1,00,000/- during a period of three years. | Interest Subsidy | - An interest subsidy is available at the rate of 7%. | - Disbursement: The subsidy is credited to the beneficiary's account on a half-yearly basis. | - Conditions for Disbursement: The subsidy is credited after the receipt of the subsidy claim from the bank. Penal interest or other charges must not be included in the claim. | - Validity: The subsidy is available for a maximum period of three years. | Conditions for Continuation: Further benefit under this scheme can be extended for a maximum of three times with the same conditions, upon the recommendation of the Bank, to beneficiaries who regularly pay the instalments as fixed by the Bank. | Mode of Disbursement for all Subsidies | - All subsidy disbursements will be made through RTGS/e-Payment only. | - Beneficiaries must provide details such as their Account Number, IFSC Code, TAN No., and Aadhaar Number for this purpose. | Conditions for Availment/Continuation of Loan and Benefits | - The beneficiary is bound to repay the loan, along with its interest, regularly within a period of a minimum of one year (12 monthly instalments) and a maximum of three years (36 monthly instalments), as fixed by the Bank. | - The artisan must regularly pay the instalments and interest to the bank and must not be a defaulter of the bank. | - The loan sanctioned must be used only for the purpose for which it was approved. If used for any other purpose, the beneficiary is bound to immediately repay the loan, interest, and government assistance, and agrees that it can be recovered as land revenue arrears. | - The implementing agency will ensure through on-site visits that the machinery, equipment, or raw materials are purchased for the intended purpose after the disbursement of the loan.

💼 Business & EntrepreneurshipState/ UT

Deen Dayal Upadhyaya Sahkarita Kisan Kalyan Yojana

The scheme aims to provide interest-free loans to farmers and self-help groups for agricultural and non-agricultural activities to promote self-employment and strengthen the rural economy.

💰Under the scheme, an interest-free loan of up to ₹1.00 lakh is provided for agricultural activities, up to ₹3.00 lakh for non-agricultural activities (such as animal husbandry, dairy, poultry, fisheries, cultivation of herbs, aromatic plants, spices, mushrooms, floriculture, horticulture, agricultural processing, farm mechanization, organic farming, off-season vegetable cultivation, poly-house farming, etc.), and up to ₹5.00 lakh for self-help groups (SHGs).

💼 Business & EntrepreneurshipState/ UT

Deen Dayal Upadhyaya Swawlamban Yojana

The scheme aims to encourage unemployed youth to gain access to low-cost capital for setting up an entrepreneurship. Through this scheme, a 40% front-ended capital investment subsidy is provided to the selected entrepreneurs.

💰The applicant receives a 40% front-ended capital investment subsidy to eligible beneficiaries for setting up small and medium enterprises. | - The applicant can avail of a loan ranging from ₹10,00,000/- up to ₹50,00,000/- for the project cost, excluding the cost of land and building. | - The applicant (specifically women entrepreneurs) is eligible for an additional 5% interest subsidy annually, provided the entrepreneur does not become a Non-Performing Asset (NPA). | - The applicant is required to contribute at least 30% of the project cost as their own contribution. | - The applicant receives a loan component amounting to 30% of the project cost.

💼 Business & EntrepreneurshipCentral

Design Scheme Under MSME Innovative Scheme

Design scheme will help MSMEs to avail advice on all aspects of design. It helps MSMEs realize and achieve their design-related objectives. This specialist advice will be provided by experienced designers for new product development as well as enhancing existing product portfolio.

💰Design Project: Financial assistance under this activity will be utilised for engagement of design consultants for design interventions and expenses pertaining to development of prototype/product. For the design projects approved for any MSME, 75% (Micro) and 60% (Small & Medium) of the total project cost will be contributed by Government of India, up to a maximum of ₹ 40,000,00/- and the remaining project cost will be borne by MSMEs and deposited to the IA. | The total project cost will be provided as a grant in 3 stages: | Stage 1: Strategy & Concept- 40% | Stage 2: Detail Design - 30% | Stage 3: Successful Completion of the prototype/product and Final Report submission - 30%. | Student Project: This component supports design work of bona-fide students by providing financial assistance up to ₹ 2,50,000/-. For the student design projects approved for any MSME,75% of the total project cost will be contributed by Government of India, up to a maximum of ₹ 2,50,000/- and the remaining project cost will be borne by MSME and deposited to the IA.

💼 Business & EntrepreneurshipState/ UT

Dilli Swarojgar Yojna

"Dilli Swarojgar Yojna" provides loans up to ₹5,00,000/- at 6% interest for income-generating activities. The scheme targets individuals from SC, ST, OBC, and Minority communities. The loans are disbursed for activities such as vegetable/fruit/flower shops, dairy products, tailoring shops, etc.

💰Need-based loans up to ₹5,00,000/- at an interest rate of 6% per annum to support an income-generating activity mentioned in the scheme guidelines.

💼 Business & EntrepreneurshipState/ UT

Direct Loan Scheme Karnataka

The "Direct Loan Scheme" offers financial assistance to unemployed scheduled caste individuals from the leather artisan community to start small businesses.

💰Financial assistance with a 50% subsidy and 50% loan. | - Total unit cost is ₹1,00,000/-. | - Loan repayment in 24 equal installments with a 4% interest rate.

💼 Business & EntrepreneurshipState

Direct Loans For Business Enterprise

Direct Loans For Business Enterprise Scheme is implemented by Karnataka Minorities Development Corporation Limited. Under this scheme, loans will be provided to eligible entrepreneurs to start or expand their businesses by mortgaging property (building or land).

💼 Business & EntrepreneurshipState/ UT

Dr. Bhimrao Ambedkar Aarthik Kalyan Yojana

The scheme "Dr. Bhimrao Ambedkar Aarthik Kalyan Yojana" under the Tribal Welfare and Scheduled Caste Department, Madhya Pradesh, offers a 7% annual interest subsidy on loans for Scheduled Caste beneficiaries, up to 5 years, subject to regular repayment.

💰7% interest subsidy on loans for up to 5 years.

💼 Business & EntrepreneurshipState/ UT