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Business & Entrepreneurship

Dilli Swarojgar Yojna

"Dilli Swarojgar Yojna" provides loans up to ₹5,00,000/- at 6% interest for income-generating activities. The scheme targets individuals from SC, ST, OBC, and Minority communities. The loans are disbursed for activities such as vegetable/fruit/flower shops, dairy products, tailoring shops, etc.

Authority

State/ UT

Region

Delhi

Status

Verified 2026

Updated

March 2026

What you get

Need-based loans up to ₹5,00,000/- at an interest rate of 6% per annum to support an income-generating activity mentioned in the scheme guidelines.

Who can apply

The applicant should be from one of the following target groups - Scheduled Caste, Scheduled Tribe, Other Backward Class, Minority.; The applicant must be a resident of Delhi for the last five years.; The applicant’s age should be between 18 to 50 years.; The annual family income of the applicant, from all sources, should not exceed ₹2,00,000/-.; The applicant should be willing to pursue one of the [income-generating activities](https://dsfdc.delhi.gov.in/sites/default/files/dsy_scheme_details.pdf) given in the scheme guidelines - - The applicant must have a proper workplace for starting the proposed activity, either owned by the applicant or their relative or rented.; The applicant should not have been declared a defaulter under any of the schemes being implemented by the DSFDC.; The applicant should have passed a minimum 8th standard.; The applicant should have technical qualifications for the proposed activity. However, this will not apply to traditional artisans or entrepreneurs already engaged in the activity for which the loan is applied, for the past three years at least.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

Can I get a loan to start a vegetable or fruit shop under this scheme?

Yes, you can get a loan for starting a vegetable, fruit, or flower shop, as these are among the approved activities for which loans are provided.

I want to open a Beauty Parlour or Barber Shop. Is this activity covered under the scheme?

Yes, Barber Shop/Hair Dressing Saloon/Beauty Parlour are included in the list of activities eligible for loans under this scheme.

Does the scheme provide funding for starting a Cyber Café or Cell Phone Booth?

Yes, Cyber Cafe/Cell Phone Booths are included in the list of businesses that can be funded through this scheme.

Which communities or groups are eligible to apply for this self-employment scheme?

The scheme targets Scheduled Castes, Scheduled Tribes, Other Backward Classes, and Minorities as eligible groups.

I've been living in Delhi for 3 years. Am I eligible to apply for this loan?

No, you must be a resident of Delhi for the last five years to be eligible for this scheme.

What are the age requirements for applicants under this scheme?

The applicant's age should be between 18 to 50 years to be eligible for this scheme.

Is there an income ceiling for applicants who want to apply for this loan?

Yes, the annual family income of the applicant, from all sources, should not exceed Rs. 2.00 Lakh.

Do I need to have a physical place to run my business before applying for this loan?

Yes, you must have a proper work place for the proposed activity, either owned by you, your relative, or rented.

What is the minimum educational qualification required to apply for this loan?

The applicant should have passed at least Class VIII (8th standard) examination.

Is technical qualification mandatory for all applicants under this scheme?

Technical qualification is required for the proposed activity, except for traditional artisans or entrepreneurs already engaged in the activity for at least three years.

Where can I get the application form for this self-employment loan scheme?

The form is available at three Branch Offices (Rajpur Road, Mangolpuri, Nand Nagri) and HQ at Rohini, or can be downloaded from the DSFDC official website.

Do I need to submit any proof regarding my work place?

Yes, you need to submit ownership proof of work place such as Electricity Bill, Water Bill, or Telephone Bill (landline of MTNL).