All Government Schemes

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69 results Banking,Financial Services and Insurance✕

📋 BankingCentral

Pradhan Mantri Mudra Yojana

Pradhan Mantri Mudra Yojana (PMMY) is a flagship scheme of Government of India. It facilitates micro credit/Loan upto Rs. 20 lakhs to income generating micro enterprises engaged in the non farm sector in manufacturing, processing, trading or service sector including activities allied to agriculture

💰The scheme has been classified under four categories as 'SHISHU', 'KISHORE' , 'TARUN' and 'TARUN PLUS' to signify the stage of growth / development and funding needs of the beneficiary micro unit/ entrepreneur. | - Shishu: Covering loans upto Rs.50,000/-. | - Kishore: Covering loans above Rs.50,000/- and upto Rs. 5 lakhs. | - Tarun: Covering loans above Rs. 5 lakhs and upto Rs. 10 lakhs. | - Tarun Plus : Loans up to Rs. 20 lakh for enterpreneurs who have successfully repaid previous loans under the 'Tarun' category.

📋 BankingCentral

Pradhan Mantri Suraksha Bima Yojana

An Accident Insurance Scheme offering accidental death and disability cover for death or disability on account of an accident.

💰On Death- the Nominee shall get Rs. 2 Lakhs. | - Total and irrecoverable loss of both eyes or loss of use of both hands or feet or loss of sight of one eye and loss of use of hand or foot- Subscriber shall get Rs. 2 Lakhs. | - Total and irrecoverable loss of sight of one eye or loss of use of one hand or foot –subscriber shall get Rs. 1 Lakh.

📋 BankingCentral

Pravasi Bharatiya Bima Yojana

A mandatory insurance scheme by Ministry of External Affairs (MEA) for safeguarding the interests of Indian emigrant workers falling under Emigration Check Required (ECR) category going for overseas employment to ECR countries.

📋 BankingState/ UT

Primary Cooperative Agriculture and Rural Development Bank: For Fishing Boats (Catamarans)

The scheme provides loans to farmers for purchasing fishing boats (Catamarans) ranging from ₹15,000/- to ₹60,000/- with an applicable interest rate subject to change.

💰Access to Loan: Ranges from ₹15,000/- to ₹60,000/- for purchasing fishing boats. - Interest Rate: As per the bank policy (subject to change).

📋 BankingState/ UT

Primary Cooperative Agriculture and Rural Development Bank: For Handloom and Other Non Farm Sector Activities

The scheme offers loans for handloom and other non-farm sector activities, with a maximum loan amount of up to ₹2,00,000/- at an interest rate of 11% to 12.5%. The scheme is designed to support farmers engaged in non-farm activities.

💰Access to Loan: Up to ₹2,00,000/-. - Interest Rate: From 11% to 12.5%, (subject to change).

📋 BankingState/ UT

Primary Cooperative Agriculture and Rural Development Bank: For Horticulture

The scheme offers a horticulture loan to support farmers with funds ranging from ₹25,000/- to ₹2,00,000/- per 0.4 hectare at an interest rate of 11%-12.75%.

💰Access to Loan: From Rs.25,000/- to 2,00,000/- per 0.4 hectare. - Interest Rate: From 11% to 12.5%, (subject to change).

📋 BankingState/ UT

Primary Cooperative Agriculture and Rural Development Bank: For Minor Irrigation

The scheme offers loans to farmers for minor irrigation projects, aiming to enhance water access for agriculture. Loan amounts range from ₹65,000/- to ₹1,20,000/- at an interest rate of 11% to 11.75%.

💰Access to Loan: ₹65,000/- to ₹1,20,000/-. - Interest Rate: 11% to 11.75% (subject to change).

📋 BankingState/ UT

Primary Cooperative Agriculture and Rural Development Bank: For Plantation (Tea)

The scheme offers financial assistance of up to ₹33,000/- per acre to farmers for tea plantations, with an interest rate of 11%-12.5%.

💰Access to Loan: ₹33,000/- per acre. - Interest Rate: 11% to 11.5% (subject to change).

📋 BankingState/ UT

Primary Cooperative Agriculture and Rural Development Bank: For Poultry Development

The scheme offers loans to farmers for poultry development and cattle development, with funding of up to ₹14,800/- for 200 birds or ₹17,000/- for 2 cows, with an interest rate of 14.5% to 16.5%.

💰Access to Loan: | - Up to ₹14,800/- for 200 birds (poultry). | - Up to ₹17,000/- for 2 cows. | - Interest Rate: 14.5% to 16.5% (subject to change).

📋 BankingState/ UT

Primary Cooperative Agriculture and Rural Development Bank: For Power Tiller

The scheme offers loans to farmers covering up to 90% of the cost of a power tiller, with an interest rate between 11% and 12.25%.

💰Access to Loan: Up to 90% of the cost of a power tiller. - Interest Rate: 11% to 12.25% (subject to change).

📋 BankingState/ UT

Primary Cooperative Agriculture and Rural Development Bank: Jewel Loans

The scheme offers jewel loans to farmers, enabling them to access up to ₹2,00,000/- at an interest rate of 11.5% for agricultural purposes.

💰Access to Loan: Up to ₹2,00,000/- based on the value of the pledged jewels. | Interest Rate: 11.5% (subject to change).

📋 BankingCentral

Raw Material Assistance Scheme

Raw Material Assistance Scheme aims to help MSMEs by way of financing the purchase of Raw Material (Both indigenous & imported). This gives an opportunity to MSMEs to focus better on manufacturing quality products.

💰Facilitating procurement of Raw Materials with credit support for up to 180 days. | - MSMEs helped to avail Economics of Purchases like bulk purchases, cash discounts, etc. | - Assistance against the security of Bank Guarantee-Rate of interest in respect of assistance availed on or after 01.02.2023: | ParticularsEffective Rate of Interest(% per Annum)Effective Rate of Interest(% per Annum)Normal Interest (Compounded on monthly rest) Upto 180 DaysMicroSmall &amp;amp; Medium(i) Units having valid SME 1 rating**8.759.25(ii) Units having valid SME 2 rating9.259.75(iii) Other units9.7510.25Note: The concessional rate of interest for the good-rated MSMEs, as mentioned at Sl. No. (i) and (ii) in the table above shall be applicable only to those cases, where the units make timely repayments of the Corporation’s dues. The units which have not re-paid its dues within the stipulated 180 days, shall not be eligible for the concessional rate of interest. Such units shall be charged the rate of interest mentioned at Sl. No. (iii) above. | - Additional rate of interest on delayed payment (beyond 180 days), over and above the normal rate of interest, would be as under: | In case any outstanding is more than 180 days1.25% per quarter> Processing Fee: | Processing Fee*MicroSmall &amp;amp; MediumOn new sanctions1.0% per annum1.0% per annumOn Renewal0.5% per annum1.0% per annumNote: Security in the form of Bank Guarantee from Approved Banks.

📋 BankingState/ UT

Safety Audit

The Safety Audit Scheme by the Government of Haryana aims to promote safety practices within Micro, Small & Medium Enterprises (MSMEs) by supporting them in conducting safety audits and implementing safety equipment.

💰75% reimbursement of expenses incurred for conducting safety audits, up to ₹1,00,000/-. | - 50% subsidy on cost of capital equipment required for safety measures, up to ₹5,00,000/-.

📋 BankingState/ UT

Sant Ravi Das Swarojgaar Yojana

The Sant Ravi Das Swarojgaar Yojana under the Tribal Welfare and SC Department, Madhya Pradesh, provides funding for manufacturing units (₹1 lakh to ₹50 lakh) and service/retail trade projects (₹1 lakh to ₹25 lakh) for Scheduled Caste applicants.

💰Scheduled Caste beneficiaries can receive a 5% annual interest subsidy on Term and Working Capital Loans for up to 7 years, including the moratorium period. | - The subsidy is provided on the condition of regular loan repayment as per the prescribed schedule.

📋 BankingCentral

Senior Citizens Saving Scheme

Introduced in 2004 by the Govt. of India, SCSS offers a steady stream of income for individuals over 60 years old. As it is a government-backed scheme, there is minimal risk associated with SCSS. Individuals can apply for this scheme in post offices and public and private banks.

📋 BankingState

Shri Vajpayee Bankable Yojana

A scheme for providing financial assistance to the craftsmen of Cottage Industries through Nationalised Banks, Cooperative banks, Public sector Banks or Private Banks.

📋 BankingCentral

Single Point Registration Scheme

National Small Industries Corporation enlists Micro & Small Enterprises under Single Point Registration scheme for participation in Government Purchases. The units enlisted under this scheme of NSIC are eligible to get the benefits under Public Procurement Policy for Micro & Small Enterprises.

💰Issue of the Tender Sets free of cost. | - Exemption from payment of Earnest Money Deposit (EMD). | - In tender participating MSEs quoting price within a price band of L1+15 percent shall also be allowed to supply a portion up to 25% of the requirement by bringing down their price to L1 Price where L1 is non-MSEs. | - Every Central Ministries/Departments/PSUs shall set an annual goal of a minimum of 25% of the total annual purchases of the products or services produced or rendered by MSEs. Out of the annual requirement of 25% procurement from MSEs, 4% is earmarked for units owned by Schedule Caste /Schedule Tribes, and 3% is earmarked for the units owned by Women entrepreneurs. SPRS-registered units are an integral part of the supply chain to the Government. | - In addition to the above, 358 items are also reserved for exclusive purchase from the MSE Sector (List is given below in the download section). | - Provides access to many schemes & benefits.

📋 BankingCentral

Term Loan Scheme of NMDFC

Under this scheme, credit of up to Rs. 20 lacs under Credit Line-1 and up to Rs. 30 lacs under Credit line -2 is extended to beneficiaries among minority communities at 6% p.a. & 8% p.a. respectively for financing economically viable income generation ventures.

💰Concessional Credit to the beneficiaries among minority communities.

📋 BankingState/ UT

The Mizoram Provisional Employees Savings Scheme

This scheme laid out to allow the members to make defined contribution towards planned savings thereby securing the future in the form of pension. This Scheme shall be compulsory for all Provisional Employees whose | engagement is duly approved by DP&AR and Finance Department, Government of Mizoram.

💰Long-Term Financial Security: The scheme allows provisional employees to make defined contributions towards planned savings, ensuring future security through a pension. - Flexible Withdrawal Options: Allows partial withdrawals for essential expenses such as higher education, marriage, housing, and medical emergencies. - Nomination Facility: Nominees are designated to receive funds in case of the employee's untimely demise. - Centralized Management: Streamlined fund management by the Nodal Office ensures effective fund utilization and accountability. | - Monthly Contributions: The DDO deducts contributions (5% of wages) from monthly salaries and remits these to the Fund Manager. | Note: Withdrawals are permitted only for education, marriage, house purchase, or medical emergencies.

📋 BankingState/ UT

Vidhyadeep Yojana

The scheme aims to provide accidental insurance cover to students studying in all Primary, Secondary, and Higher Secondary schools across Gujarat State. It offers financial assistance up to ₹50,000/- in case of accidental death or permanent disability to the student's parent or successor.

💰Accidental Death | ₹50,000/- per student. | Accidental Permanent Disability | - In case of loss of two eyes or both limbs or arm/leg due to accident: ₹50,000/-. | - In case of loss of one eye and one limb due to accident: ₹50,000/-. | - In case of loss of one eye or one limb due to accident: ₹25,000/-. | Conditions | - The incident must be unexpected, sudden, and unintentional, and show visible signs of external violence. | - The claim application must be submitted to the Nodal Officer within ninety (90) days from the date of the accident or death. | - The benefit amount must not be paid for more than one category if the beneficiary is covered under multiple categories of the overall scheme.

📋 BankingCentral

Virasat Loan Scheme of NMDFC

Concessional credit of up to Rs.10.00 lacs can be availed under Credit Line-1 & 2. to meet Working Capital and Fixed Capital for purchase of equipment/tools/machineries/raw material by the Minority Artisan.

💰Concessional Credit to the beneficiaries among minority communities.

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