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Banking,Financial Services and Insurance

Primary Cooperative Agriculture and Rural Development Bank: For Horticulture

The scheme offers a horticulture loan to support farmers with funds ranging from ₹25,000/- to ₹2,00,000/- per 0.4 hectare at an interest rate of 11%-12.75%.

Authority

State/ UT

Region

Tamil Nadu

Status

Verified 2026

Updated

March 2026

What you get

- Access to Loan: From Rs.25,000/- to 2,00,000/- per 0.4 hectare. - Interest Rate: From 11% to 12.5%, (subject to change).

Who can apply

The beneficiary should be a resident of Tamil Nadu.; The beneficiary should be a farmer.; The beneficiary should be engaged in horticultural activities.; The beneficiary should be interested in availing loan for horticultural activities.; The beneficiary should have the intention to use the loan specifically for horticultural activities.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

What is the objective of this scheme?

The scheme offers a horticulture loan to support farmers with funds ranging from [?]25,000/- to [?]2,00,000/- per 0.4 hectare at an interest rate of 11%-12.75%.

Who is eligible for this loan?

Farmers residing in Tamil Nadu and engaged in horticultural activities are eligible for this loan.

What is the minimum loan amount available?

The minimum loan amount under this scheme is [?]25,000/-.

What is the maximum loan amount offered?

The maximum loan amount is [?]2,00,000/- per 0.4 hectare.

What is the interest rate on this loan?

The interest rate ranges from 11% to 12.75%, subject to change.

Can the interest rate vary?

Yes, the interest rate may change based on market conditions.

How can one apply for this loan?

The interested applicant should collect the application form by contacting the Secretary/ Special Officer of the Primary Cooperative Agriculture and Rural Development Bank.

Is there an age limit for applicants?

The scheme does not specify an age limit for applicants.

Are there any income requirements for eligibility?

There are no specific income requirements mentioned for this scheme.

Is there a processing fee?

Applicants should consult the bank for any applicable processing fees.