All Government Schemes

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56 results Banking,Financial Services and Insurance; Business & Entrepreneurship
💼 BankingState/ UT

Car Loan Scheme

The "Car Loan Scheme" aims to assist the employees of the Government of Puducherry & Employees of the Government of Puducherry undertaking for the purchase of a new car for personal use. The applications for this scheme are accepted online only.

💰Loan Limit: 70% of the cost of the vehicle. | Security: Immovable property situated in the UT of Puducherry to the extent of 100% of the loan amount.
💼 BankingState/ UT

Dairy Farming Scheme (HSFDC)

Under this scheme, the Corporation provides loans/benefits to individuals from Below Poverty Line (BPL) families, whose annual family income does not exceed ₹1,80,000/-, in both rural and urban areas for self-employment income generating activities such as dairy farming.

💰Project Cost Ceiling: | - Up to ₹1,50,000 /-. | Subsidy: | - Subsidy @ 50% of the total project cost (Maximum amount of subsidy is ₹10,000/-) | Bank Loan: | - Besides subsidy, the composite loan i.e. subsidy, and the balance amount of the bank loan is provided by the banks to the seller of the assets on behalf of the beneficiaries.
💼 BankingState/ UT

District Central Cooperative Banks and through its Branches: For Professional Loan to Doctors, Engineers and Self Employed Professional

This scheme provides professional loans to doctors, engineers, and self-employed professionals through District Central Cooperative Banks. The maximum loan amount is ₹10,00,000 at an interest rate of 13% (subject to change).

💰Access to Loan: ₹10,00,000/-. - Interest Rate: 13% (subject to change).
💼 BankingState/ UT

District Central Cooperative Banks and through its Branches: For Revamped Micro Credit Loan for Women Vendors of Flower, Vegetable, Fruit etc.

The scheme provides revamped micro credit loans through District Central Cooperative Banks to support women vendors selling flowers, vegetables, fruits etc. Loans range from ₹100/- to ₹5,000/- with an interest rate of 11%.

💰Access to Micro-Loan: ₹100/- to ₹5,000/-. - Interest Rate: 11% (subject to change).
💼 BankingState/ UT

Equipment Refinance Scheme

The scheme aims to financially assist the well performing SSI units for the purchase of identifiable items of equipment / machinery for diversification / modernization / expansion / replacement and also balancing equipment. The applications for this scheme are accepted online through PIPDIC portal.

💰A need-based loan limit of up to ₹90,00,000/- is available. | - Interest Rates: | ◦ For loans up to ₹25,00,000/-, the interest rate is 10% per annum. | ◦ For loans above ₹25,00,000/- and up to ₹50,00,000/-, the interest rate is 11% per annum. | ◦ For loans above ₹50,00,000/-, the interest rate is 12% per annum. | - A concessional rate of interest of 0.5% less than the normal rate is charged for units promoted by Women, Scheduled Caste, Scheduled Tribe, or Differently abled persons.
💼 BankingState/ UT

Financial Assistance for Purchase of Existing Assets

The scheme aims to assist the units who are in existence for a minimum period of 2 years with good track record. The assistance is provided for purchase of existing land, building and machinery with prescribed residual life. The applications for this scheme are accepted online only.

💰Loan Limit: Minimum of ₹5,00,000/- and maximum as applicable to term loans. | Interest Rate: 1% more than the prevailing rate. | Repayment: 5 years including moratorium period of 1 year.
💼 BankingState/ UT

Financial Assistance for Setting Up of Cold Storage

The scheme aims to assist the Proprietary/Partnership Concerns, Public/Private Limited Companies, Co-operative Societies, Market Committees, Boards, and Agro Industries Corporations. The assistance is provided for setting up of Cold Storage facilities. The applications for this scheme are online.

💰Loan Limit: Minimum of ₹2,50,00,000/- and maximum as applicable to term loans. | Loan Purpose: For setting up of Cold Storage facilities. | Repayment: 8 years including moratorium period of 2 years.
💼 BankingState/ UT

Industrial Sector Scheme (HSFDC)

Under this scheme, the Corporation provides loans/benefits to individuals from BPL families, whose annual family income does not exceed ₹1,80,000/-, in both rural & urban areas for various self-employment income-generating activities such as carpentry, leather and leather goods manufacturing, etc.

💰Project Cost Ceiling: | - Up to ₹1,50,000 /-. | Subsidy: | - Subsidy @ 50% of the total project cost (Maximum amount of subsidy is ₹10,000/-) | Margin Money: | - The Corporation provides margin money @ 10% of the project cost. | - Margin money is provided @ 4% interest per annum. | - The interest on bank loans is charged by the banks at their lending policies. | Bank Loan: | - Besides subsidy and margin money, the composite loan i.e. subsidy and margin money, and the balance amount of the bank loan is provided by the banks to the seller of the assets on behalf of the beneficiaries. | Interest criteria for the loan amount recoverable by HSFDC: | Upto Amount (₹)Interest % P.A.Penal Interest % P.A.15,000/- 4 4 | Interest Starts onPenalty Start AfterPrincipal Recovery Starts AfterInstallment Starts AfterInstallment PeriodSame Day180 Days360 Days180 Days180 Days
💼 BankingCentral

International Cooperation Scheme- Market Development Assistance

The scheme “International Cooperation Scheme” was launched by the MSME, Govt. of India with the aim to capacity build MSMEs for entering the export market by facilitating their participation in international exhibitions/fairs/conferences/seminars/buyer-seller meets abroad.

💰Under this scheme component, financial assistance is provided on a reimbursement basis for airfare, Space Rent (Stall Charges), Duty allowance, Freight charges, advertisement & publicity charges, entry/registration fees, holding/organizing International conferences/ summits/ workshops/ seminars, etc.
💼 BankingState/ UT

Jhota Buggi/Camel/Mule Cart Scheme (HSFDC)

Under this scheme, the Corporation provides loans to individuals from Below Poverty Line (BPL) families, whose annual family income does not exceed ₹1,80,000/-, in both rural and urban areas for purchasing animal-driven carts such as Jhota Buggis, camel carts, and mule carts.

💰Project Cost Ceiling: | - Up to ₹1,50,000 /-. | Subsidy: | - Subsidy @ 50% of the total project cost (Maximum amount of subsidy is ₹10,000/-) | Bank Loan: | - Besides subsidy, the composite loan i.e. subsidy, and the balance amount of the bank loan is provided by the banks to the seller of the assets on behalf of the beneficiaries. | Interest criteria for the loan amount recoverable by HSFDC: | Upto Amount (₹)Interest % P.A.Penal Interest % P.A.₹1,50,000 /- 4 4 | Interest Starts onPenalty Start After Principal Recovery Starts AfterInstallment Starts AfterInstallment PeriodSame Day 180 Days 360 Days 180 Days 180 Days
💼 BankingState/ UT

Loan for Small Businesses (DAADC)

The scheme aims to promote self-employment among Scheduled Caste individuals belonging to Antyodaya Anna Yojana families by providing financial assistance for starting small businesses. Under this scheme, eligible beneficiaries are provided a loan of upto ₹1,25,000/- at a concessional interest rate.

💰Loan Amount: | - Up to ₹1,25,000/- | Interest Rate_:_ | - 4% per annum | Loan Tenure:__ | - 60 months (5 years) | Guarantors Required:__ | - Two guarantors | State Government Contribution: | - 100% (no beneficiary share required) | Approximate Installment Amount: | - ₹2,302/- per month (maximum)
💼 BankingState/ UT

Long Term-Loan to SC Co-op Spinning Mills under Special Component Plan

The scheme "Long Term-Loan to SC Co-op Spinning Mills under Special Component Plan" was introduced by the Department of Social Justice & Special Assistance, Government of Maharashtra. The scheme aims to promote the development of spinning mills owned by scheduled caste members.

💰A loan covering 50% of the project cost.
💼 BankingState/ UT

Meghalaya Cinema Theatre Scheme

The scheme's objective is to promote youth entrepreneurship and employment in Meghalaya by supporting cinema theatres while preserving the state’s cultural heritage.

💰A maximum project cost of ₹1.5 Crores for a 100-seater cinema theatre and INR 3 Crores for a 200-seater cinema theatre will be accepted under this scheme.
💼 BankingState/ UT

Merit Loan Scheme for Good Borrowers

The scheme aims to assist the units of PIPDIC whose loan accounts are classified as Standard Assets continuously for 3 years. The assistance is provided for construction of additional building, purchase of additional machineries & equipments essential for expansion /modernisation / diversification.

💰Loan Limit: Maximum amount of loan shall be the equal amount paid by the unit. | Interest Concession: 1% less than the normal rate of interest.
💼 BankingState/ UT

Micro Credit Finance

Under the Micro Credit Finance Scheme, beneficiaries from the Charmkar Community receive financial assistance of up to ₹50,000 at an interest rate of 5% per annum. This assistance includes a subsidy of ₹10,000, with the remaining amount provided as a loan.

💰Financial support ranging from ₹25,000 to ₹50,000 to invest in income-generating activities. | - A low interest rate of 5% per annum, making it easier to repay the loan. | - ₹10,000 provided as a subsidy to reduce the financial burden.
💼 BankingCentral

Micro Credit Finance (NSFDC)

The scheme is implemented by the National Scheduled Castes Finance & Development Corporation, Ministry of Social Justice & Empowerment, Govt. of India. Under this scheme, loans are provided to individuals from the SC community for units costing up to ₹1,40,000/- for income-generating activities.

💰Maximum Loan Limit: | - NSFDC provides loans up to 90% of the Project Cost with the maximum amount of ₹1.25 lakhs. | Rate of Interest: | - The NSFDC shall charge interest @ 2.5% from the SCAs/CAs, which in turn, shall charge 6.5% from the Beneficiaries. | Repayment Period: | - The loan under the Scheme is to be repaid in quarterly instalments within a maximum period of three years from the date of disbursement including 3 months moratorium period.
💼 BankingState/ UT

Micro Credit Finance under NSKFDC- Haryana

Under this scheme, loan is provided to Safai Karamchari and their dependents for projects with a maximum cost up to ₹1,00,000/- per beneficiaries for small and petty trade/business and various income generating activities.

💰Project Cost Ceiling: | The Corporation (HSFDC), in collaboration with NSKFDC, provides loans of up to ₹1,00,000/- per beneficiary for small and petty trade/business and various self-employment income-generating activities. | Margin Money: | • The Corporation provides margin money @ 10% of the project cost. | Subsidy: | The corporation provides a subsidy @ 50% of the total project cost (Maximum subsidy amount is ₹10,000/-). | Note: The subsidy is only provided to the beneficiary below the poverty line. | Interest criteria for the loan amount recoverable by HSFDC: | Upto Amount (₹)Interest % P.A.Penal Interest % P.A.1,00,000/-54 | Interest Starts onPenalty Start AfterPrincipal Recovery Starts AfterInstallment Starts AfterInstallment PeriodSame Day30 Days120 Days120 Days 30 Days
💼 BankingState/ UT

Micro Finance Scheme (GNDTDC)

The scheme promotes self-employment among Nomadic and Denotified Tribes by offering loan up to ₹1,25,000 at a concessional interest rate to help start small-scale businesses or enterprises.

💰Loan Amount Details: | - Loan Amount: Up to ₹1,25,000/-.- Interest Rate: 5% per annum. | - Loan Contribution: 90% will be from the National Corporation, 5% from the State Government, 5% from the beneficiary.- Repayment: The loan amount will have to be repaid in 48 equal monthly installments, including interest.
💼 BankingState/ UT

Micro Finance Scheme- Credit Line 1 for Minority Community

The scheme is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. Under the scheme, small loans of ₹1,00,000/- are provided to members of SHGs, either directly or through the SHGs, to meet the needs of the poorest among the poor.

💰Under the scheme, small loans of ₹1,00,000/- per beneficiary are provided to members of Self-Help Groups (SHGs), either directly or through the SHGs.
💼 BankingState/ UT

Micro Finance Scheme- Credit Line 2 for Minority Community

The scheme is implemented by the Haryana Backward Classes &d Economically Weaker Sections Kalyan Nigam. Under the scheme, small loans of ₹1,50,000/- per beneficiary are provided to members of Self-Help Groups (SHGs), either directly or through the SHGs.

💰This scheme provides small loans of ₹1,50,000/- per beneficiary to the members of Self-Help Groups (SHGs), either directly or through the SHGs.
💼 BankingState/ UT

Mukhya mantri Swarojgar Yojana

The scheme aims to provide benefits financial assistance, interest subsidies, and a guarantee. the government of Madhya Pradesh gives loans to the state's citizens to establish employment so that all citizens can start employment.

💰Financial help | Margin money assistance | - 15% of the project cost (maximum ₹.1,00,000 for the general category. | - 30% of the cost (maximum ₹2,00,000) for Below Poverty Line( BPL) , Scheduled Castes(SC) , Scheduled Tribes(ST), Other Backward Classes(OBC) (except creamy layer)/ Women/ Minority/ Disabled project. | Additional provisions - | - 30% of the project cost (maximum ₹3,00,000 lakh) to the liberated nomadic and semi-nomadic tribes. | - Bhopal gas victim family members are eligible for an additional 20% (maximum ₹1,00,000 on the project cost. | interest subsidy | - At the rate of 5% per annum of the project cost and for women entrepreneurs at the rate of 6% per annum, for a maximum of 7 years. (Maximum ₹25,000 per annum) | - Guarantee Fee (CGTMSE/: CGFMU) Up to a maximum of 7 years at the prevailing rate.
💼 BankingState/ UT

Mukhya Mantri Yuva Udyami Yojana

The scheme "Mukhya Mantri Yuva Udyami Yojana" was launched on 1st August 2014 by the Department of Micro, Small & Medium Enterprises, Government of Madhya Pradesh. The scheme provides loans to the citizens of Madhya Pradesh who want to set up their industries.

💰Financial assistance: | Margin money assistance | - 15% of the capital cost of the project for the general category. (Maximum ₹ 12,00,000.) | - 20% of the capital cost of the project for BPL (Maximum ₹ 18,00,000) | Interest subsidy | - At the rate of 5% per annum on the capital cost of the project and at the rate of 6% per annum for women entrepreneurs, for a maximum of 7 years. (Maximum Rs 5,00,000 lakh per year) | - The guarantee fee will be paid at the current rate for up to 7 years.
💼 BankingState/ UT

Mukhyamantri Alpsankhyak Rozgar Rinn Yojana

The objective of this scheme is to provide loans of up to ₹5,00,000/- at a simple annual interest rate of 5% to youths from minority communities (Muslim, Sikh, Christian, Buddhist, Jain, and Parsi) for generating employment.

💰Under this scheme, loans of up to ₹5,00,000/- are provided to youth from minority communities at a simple annual interest rate of 5% for the purpose of generating employment. | Note 1: After issuing the Sanction Order, the loan amount is transferred to the beneficiary's account via RTGS. | Note 2: If the sanctioned amount is: | - More than ₹1,00,000/- (per unit of equipment or machines, etc.): The amount is transferred to the vendor’s account after receiving a quotation or proforma invoice. - Less than ₹1,00,000/-: The amount is transferred directly to the applicant's account. | Loan Recovery: | - Interest: A simple interest of 5% will be levied on the loan amount after a 3-month moratorium period. - EMI: The loan must be repaid in 20 equal quarterly installments. - Processing Charge: A 0.5% processing fee of the sanctioned amount will be deducted before the RTGS payment. - Rebate: A 0.5% rebate on the outstanding interest will be given if the full loan amount is repaid on time. - Penalty: Failure to pay EMIs on time will result in compounded interest being recovered at the end of the financial year. - Post-dated Cheques: The applicant is required to submit 10 to 20 post-dated cheques.
💼 BankingState/ UT

Piggery Farming Scheme (HSFDC)

Under this scheme, the Corporation provides loans/benefits to individuals from Below Poverty Line (BPL) families, whose annual family income does not exceed ₹1,80,000/-, in both rural and urban areas for self-employment income-generating activities such as piggery farming.

💰Project Cost Ceiling: | - Up to ₹1,50,000 /-. | Subsidy: | - Subsidy @ 50% of the total project cost (Maximum amount of subsidy is ₹10,000/-) | Bank Loan: | - Besides subsidy, the composite loan i.e. subsidy, and the balance amount of the bank loan is provided by the banks to the seller of the assets on behalf of the beneficiaries.
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