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Banking,Financial Services and Insurance; Business & Entrepreneurship

Micro Finance Scheme- Credit Line 2 for Minority Community

The scheme is implemented by the Haryana Backward Classes &d Economically Weaker Sections Kalyan Nigam. Under the scheme, small loans of ₹1,50,000/- per beneficiary are provided to members of Self-Help Groups (SHGs), either directly or through the SHGs.

Authority

State/ UT

Region

Haryana

Status

Verified 2026

Updated

March 2026

What you get

- This scheme provides small loans of ₹1,50,000/- per beneficiary to the members of Self-Help Groups (SHGs), either directly or through the SHGs.

Who can apply

The applicant should be a permanent resident of Haryana.; The age of the applicant should be between 18 and 55 years.; The annual family income of the applicant should be between ₹98,001/- to ₹8,00,000/- (Rural Area) and ₹1,20,001/- to ₹8,00,000/- (Urban Area).; The applicant should belong to a minority community, i.e., Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.; In an SHG 75% of members can be from Minority Communities and the remaining 25% members may be from other weaker sections like SC/Handicapped/Minorities etc. in very exceptional cases, groups with up to 60% members belonging to Minority Communities will also be eligible.; The applicant should have a Parivar Pehchan Patra (PPP ID).

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

Who can apply for this scheme?

Permanent residents of Haryana belonging to minority communities such as Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains can apply.

What is the loan amount provided under this scheme?

The scheme provides small loans of [?]1,50,000/- per beneficiary.

What are the age criteria for applicants?

Applicants should be between 18 and 55 years old.

What should be the annual family income of the applicant?

For rural areas, the annual family income should be between [?]98,001/- to [?]8,00,000/-. For urban areas, it should be between [?]1,20,001/- to [?]8,00,000/-.

How many members of an SHG need to belong to minority communities?

At least 75% of SHG members should be from minority communities. In exceptional cases, groups with up to 60% minority members are also eligible.

How can one apply for the scheme?

Eligible applicants can apply online through the Antyodaya-SARAL Portal at https://saralharyana.gov.in/

Is there any offline application process available?

No, the application process is online through the Antyodaya-SARAL Portal.

How can applicants track their application status?

Applicants can track their applications by entering the Department Name, Scheme Name, and Application Reference ID on the Antyodaya-SARAL Portal at Track Application. https://status.saralharyana.nic.in/