Loan EMI Calculator

Calculate your monthly EMI, total interest paid, and full cost of any loan — home, car, personal, or education.

Loan Amount₹10.00 L

₹50K₹5 Cr

Interest Rate (p.a.)8.5%

1%30%

Loan Tenure60 months (5.0 yrs)

3 months30 years

Monthly EMI

₹20,517

Principal₹10.00 L

Total Interest₹2.31 L

Total Payment₹12.31 L

Principal (81%)Interest (19%)

Typical rates: 8.5% – 9.5% p.a. for 15-30 year tenure. Compare banks before deciding.

Typical rates: 9% – 12% p.a. for 3-7 year tenure. New cars get lower rates than used.

Typical rates: 10% – 24% p.a. for 1-5 year tenure. Higher rates due to unsecured nature.