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Business & Entrepreneurship; Skills & Employment; Banking,Financial Services and Insurance

Self-Employment Scheme for Scheduled Castes and Tribes

The scheme aims to support scheduled castes and scheduled tribes families below the poverty line through concessional loans and subsidies for self-employment in various sectors.

Authority

State/ UT

Region

Uttarakhand

Status

Verified 2026

Updated

March 2026

What you get

Financial Assistance: | - Loan Amount: Project loans from ₹20,000/- to ₹7,00,000/- through nationalized banks.- Subsidy: 50% of the project cost or up to ₹10,000/- as government subsidy.- Margin Money: 25% of project cost provided at 4% annual interest.

Who can apply

The applicant must belong to a Scheduled Castes and Tribes community.; The applicant must be living below the poverty line.; The applicant annual income must not exceed ₹15,975/- in rural areas and ₹21,206/- in urban areas.; The applicant must not be a defaulter of any bank or financial institution.; The applicant must not have availed any subsidy from any government scheme earlier.; The applicant must possess a commercial driving license.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

Who can apply for this scheme?

Only Scheduled Caste individuals living below the poverty line in Uttarakhand.

Is there any subsidy provided?

Yes, up to 50% of the project cost or a maximum of ₹10,000.

What is margin money?

25% of the project cost provided at 4% interest rate by the Corporation.

Which sectors are eligible under this scheme?

Agriculture, service, business, transport sectors are covered.

Is a business plan required?

Yes, a project proposal must be submitted.

What is the application fee?

There is no application fee.

How is the applicant selected?

Beneficiaries are selected through open meetings of Gram Sabhas in rural areas and through interviews in urban areas.

What happens if the applicant defaults on the loan?

The applicant not eligible to apply under this scheme.

Can I apply online?

No, the process is offline for the application.

What is the interest rate on the loan?

4% annually on the margin money.