What you get
- The applicant will be provided an interest-free loan for a period of 2 years to purchase scooters or motorcycles for transporting tourists/travelers from one place to another at major tourist destinations. | - The loan will cover 75% of the total cost or ₹1.75 lakh per scooter/motorcycle, whichever is lower. The remaining 25% of the amount must be arranged by the applicant. | - An applicant can purchase a maximum of 10 scooters/motorcycles.
Who can apply
Required Paperwork
- Aadhaar Card
- PAN Card
- Income Certificate
- Residence Proof (Domicile)
Common Questions
Who is eligible for this scheme?
Applicants must be permanent residents of Uttarakhand, aged between 18 and 55 years, possess a valid Transport Department license, not be defaulters of any financial or cooperative institution, and have a minimum CIBIL score of 700.
What financial assistance is provided under the scheme?
An interest-free loan of 75% of the total cost or ₹1.75 lakh, whichever is lower, per scooter/motorcycle, is provided for a period of two years.
What is the applicant’s contribution under the scheme?
The applicant must contribute the remaining 25% of the cost of the scooter or motorcycle from their own resources.
How many scooters or motorcycles can one applicant purchase?
An applicant can purchase a maximum of 10 scooters/motorcycles under this scheme.
Where can the application form be obtained?
The application form can be obtained from the cooperative bank of the applicant’s area.
How are applications processed?
After submission and scrutiny, applications are sent to the District Level Committee chaired by the District Magistrate/Chief Development Officer for selection.
How are selected applications forwarded?
Applications recommended by the committee are sent to the concerned bank branches through the District Cooperative Bank Head Office.
How is the loan disbursed?
After completing the formalities and issuing the loan sanction letter, the sanctioned loan amount is sent directly to the institution or dealer from which the scooter/motorcycle is purchased.
What is the maximum loan period?
The maximum period of the loan is 3 years.
How will the loan be repaid?
The loan will be recovered in 35 equal monthly installments, starting one month after the date of loan disbursement.