What you get
Financial Assistance: | - Project Cost Limit: ₹50,000/- to ₹2,00,000/- | - Bank Loan: 60% of the project cost | - Margin Money: 30% of the project cost (payable with applicable interest over 60 monthly installments) | - Grant: Maximum of ₹10,000/- | Beneficiary Contribution: | - No contribution for project cost up to ₹1,00,000/- | - 10% contribution for project cost between ₹1,01,000/- and ₹2,00,000/-.
Who can apply
Required Paperwork
- Aadhaar Card
- PAN Card
- Income Certificate
- Residence Proof (Domicile)
Common Questions
Who can apply for this scheme?
Only Scheduled Caste residents of Uttarakhand aged between 18 and 50 years.
What is the income limit to apply?
₹1,05,600 annually for rural applicants; ₹1,29,840 for urban applicants.
What kind of projects are allowed?
Small-scale business, self-employment, and livelihood-based projects.
Is any subsidy or grant provided?
Yes, a grant of up to ₹10,000 is provided.
What is the contribution required from the applicant?
None for projects up to ₹1,00,000; 10% for projects above ₹1,00,000.
Is training covered under this scheme?
No, training is covered under a separate scheme – Pradhan Mantri Anusuchit Jati Abhyuday Yojana.
Where can I get the application form?
From the Development Block Office in your area.
Who selects the beneficiaries?
A district-level committee led by the District Social Welfare Officer.
Can I apply online?
No, the process is offline through block and district offices.
How is the margin money paid back?
In 60 monthly installments, with applicable interest.