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Health & Wellness

Nirman Shramik Jeevan va Bhavishya Suraksha Yojana

The scheme "Nirman Shramik Jeevan va Bhavishya Suraksha Yojana" aims to provide financial security and social protection through insurance and pension benefits to registered construction workers and their families. Benefits under various flagship schemes are provided.

Authority

State/ UT

Region

Rajasthan

Status

Verified 2026

Updated

March 2026

What you get

Pradhan Mantri Suraksha Bima Yojana (PMSBY) | - 100% reimbursement of annual premium amount (₹12) | - Premium amount is fully reimbursed through electronic transfer | - No partial reimbursement option is available | - Beneficiary must show proof of premium deduction in bank passbook | Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) | - 50% reimbursement of the annual premium amount | - Total premium: ₹330 | - Reimbursement amount: ₹165 | - Remaining ₹165 to be borne by the beneficiary | - Must provide proof of full premium deduction from bank account | Atal Pension Yojana (APY) | - 50% reimbursement of the annual contribution amount | - Specifically for the ₹1,000 monthly pension plan | - Reimbursement is calculated based on the average annual contribution | - Beneficiary must continue paying their share to maintain scheme validity | - Must show proof of contribution deduction from bank account

Who can apply

Pradhan Mantri Suraksha Bima Yojana (PMSBY); Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY); Atal Pension Yojana (APY)

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

What is the Nirman Shramik Jeevan Bhavishya Suraksha Yojana (NSJBSY)?

These schemes are provided by the Government of Rajasthan in case of death or injury due to normal or accidental death or injury to the beneficiaries of workers registered in the unorganized sector.

Is there a Caste-related Eligibility Criteria in this scheme?

No ,Is there a Caste-related Eligibility Criteria in this scheme

Is there an application fee?

No, there an no application fee.

Who is eligible to benefit from the NSJBSY?

Eligibility typically includes construction workers, including those working in both organized and unorganized sectors, who are registered under the scheme.

What are the main benefits provided under the NSJBSY?

The scheme offers various benefits such as life insurance, accidental insurance, disability coverage, health insurance, and pension benefits to registered construction workers and their families.

How can applicant apply online ?

By logging in to the SSO portal of Rajasthan, an online application for the Yojana can be made by visiting the LDMS option.

Is this scheme for the people of Rajasthan?

Yes

What documents are required while submitting the application form?

1 Copy of the beneficiary's registration identity card. | 2 Copy of the first page of the beneficiary's bank account passbook (which contains the beneficiary'sname, bank account number and IFSC code). | 3.The relevant page of the passbook of the beneficiary's bank account, on which the details of deduction of contribution/premium amount of the said schemes are mentioned. | 4.Copy of Aadhar Card and Bhamashah Card of the beneficiary (optional).

How many times the applicant can avail of the benefits of the scheme?

Only ones.

What documents are required

- Copy of the beneficiary's registration certificate. | - Copy of the beneficiary's Aadhaar card and Bhamashah card. | - Copy of the first page of the beneficiary's savings bank account passbook (showing the beneficiary's name, bank account number, and IFSC code). | - Certificate of the beneficiary being a construction worker for the last 12 months. | - Filled application form of the scheme. | - Relevant page of the beneficiary's bank passbook, showing the details of the contribution/premium amount deducted for the said schemes.