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Agriculture,Rural & Environment

FOCUS Scheme (Farmers Collectivization For Upscaling Production and Marketing System)

The objective of the FOCUS Scheme is to strengthen farmer groups, increase production, and improve market access to enhance farmers’ income.

Authority

State/ UT

Region

Meghalaya

Status

Verified 2026

Updated

March 2026

What you get

- The subsidy is disbursed through approved financing partners. | - Loans are provided by selected partner banks with a repayment period of up to 15 years. | - There are no pre-closure penalties on the loan. | - The Government of Meghalaya pays 80% of the total project cost upfront. | - The remaining 20% is provided as a bank loan (5% paid by the entrepreneur and 75% by the government). | - Agriculture and Agri-allied Producer Groups (PGs) receive an annual cash benefit ranging from ₹50,000 to ₹1,00,000.

Who can apply

The Producer Group must consist of 10 to 20 producers from the same village.; The members must be engaged in the same or similar agricultural or allied activities with high income-generation potential.; The group must formally form a Producer Group (PG) under the scheme.; Each member must hold a valid Family ID/Citizen ID of Meghalaya.; All members must belong to different households.; Each member must have a separate and unique Family ID of Meghalaya.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

What is the FOCUS Scheme?

The FOCUS Scheme (Farmer’s Collectivization for Upscaling Production and Marketing Systems) is a flagship initiative of the Planning Department, Government of Meghalaya, aimed at strengthening farmer groups and improving agricultural income.

Who benefits under the FOCUS Scheme?

Agriculture and Agri-allied Producer Groups (PGs) consisting of 10–20 members from Meghalaya benefit under this scheme.

What financial support is provided to Producer Groups?

Each eligible PG receives an annual cash benefit ranging from ₹50,000 to ₹1,00,000 to support production and marketing activities.

How is the benefit amount transferred?

The benefit amount is directly credited to the PG’s bank account through Direct Benefit Transfer (DBT).

What is the subsidy pattern under the scheme?

The Government of Meghalaya pays 80% of the total project cost upfront as financial support.

How is the remaining 20% of the project cost financed?

The remaining 20% is arranged as a bank loan, where 5% is contributed by the entrepreneur and 75% is supported by the Government.

Through whom is the subsidy disbursed?

The subsidy is disbursed through approved financing partners.

Which banks provide loans under the scheme?

Loans are provided by selected partner banks associated with the scheme.

What is the loan repayment period?

The loan can be repaid over a period of up to 15 years, making repayment manageable for beneficiaries.

Are there any penalties for early loan repayment?

No, there are no pre-closure penalties for loans under the scheme.