What you get
- Short-term working capital loans for fisheries activities under the Kisan Credit Card (KCC) facility. | - Fish farmers receive interest subvention, enabling access to zero-percent interest loans through cooperative banks. | - The loan amount is determined as per bank norms and scheme provisions, based on the financial requirement of the fish farmer.
Who can apply
Required Paperwork
- Aadhaar Card
- PAN Card
- Income Certificate
- Residence Proof (Domicile)
Common Questions
Who is eligible for the scheme?
A fish farmer engaged in fisheries activities.
What is the major benefit of the scheme?
Zero-percent interest working capital loans through cooperative banks.
Where can I apply?
The applicant applies to the District Fisheries Office and the concerned cooperative bank.
Is there any application fee?
No, the process is free of cost.
How is the loan amount decided?
As per bank norms and credit assessment.
Are all categories of farmers eligible?
Yes, including landholding, small, marginal, and BPL farmers.
Is interest subvention automatic?
Yes, if repayment is made as per loan conditions.
What is the time limit for approval?
It depends on the bank’s processing time.