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Women and Child; Social welfare & Empowerment; Business & Entrepreneurship

Shramashakthi Special Women's Scheme

The "Shramashakthi Special Women's Scheme" is a special scheme for the economic empowerment of widowed, divorced, unmarried women of the minority community.

Authority

State/ UT

Region

Karnataka

Status

Verified 2026

Updated

March 2026

What you get

Financial Assistance: | - A total of ₹50,000/- is provided, comprising ₹25,000/- as a loan and ₹25,000/- as a subsidy.

Who can apply

The applicant should be a female.; The applicant should be a widowed, divorced, unmarried woman.; The applicant should belong to a religious minority community as defined in the Government Order.; The applicant should be a permanent resident of Karnataka.; The applicant's age should be between 18 to 55 years.; The annual family income of the applicant from all sources should be below ₹3,50,000/-.; The applicant's family member should not be a State/Central Government employee.; The applicant or family members should not have availed of benefits under any other scheme (Excluding the Arivu Scheme) of the KMDCL in the last 5 years.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

What is this scheme about?

This scheme provides financial assistance to minority women for economic activities.

Who can apply for this scheme?

Widowed, divorced, and unmarried minority women aged 18-55 from Karnataka.

What is the financial assistance provided?

[?]25,000/- loan and [?]25,000/- subsidy.

What documents are needed for the application?

Project report, caste/minority certificate, income certificate, Aadhaar card, bank passbook, and self-declaration forms.

How do I apply for the scheme?

Applications can be submitted at KMDCL's official website online.

Can I apply if I work for the government?

No, applicants or their family members should not be government employees.

Can I reapply if I received benefits from KMDCL before?

No, you cannot apply if you have availed benefits from KMDCL in the last 5 years, except for the Arivu Education Loan Scheme.

Is a guarantor required for the loan?

Yes, a surety is needed for the loan application.

What is the purpose of the subsidy?

The subsidy helps reduce the financial burden of starting an economic activity.

Is there any application fee?

No, recently no mention of any fee for more information check with KMDCL website.