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Health & Wellness

Assistance For Major Ailments (Karmika Chikitsa Bhagya) (K.B.O.C.W.W.B)

The "Assistance For Major Ailments (Karmika Chikitsa Bhagya)'' by the BOCW Welfare Board, Department of Labour, Karnataka, is a welfare scheme that provides financial support to registered construction workers and their dependents for medical expenses related to specified major ailments.

Authority

State/ UT

Region

Karnataka

Status

Verified 2026

Updated

March 2026

What you get

- Financial Assistance: ₹2,00,000/- for major ailment treatments.

Who can apply

The applicant should be a Building/ Construction Worker (Unorganised Worker).; The applicant should be a minimum of 18 years of age.; The applicant should have engaged in building and construction work for at least 90 days in a given year.; The beneficiary should be a registered construction worker Under the Building and Other Construction Workers Welfare Board of Karnataka or his/her dependents.; The worker or their dependents must suffer from a major ailment specified in the scheme.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

Who can register as a beneficiary under the Building and Other Construction Workers Welfare Board of Karnataka?

Any construction worker whose age is minimum 18 years of age and has worked in any construction work for a minimum of 90 days in a year, are eligible to register as a beneficiary under the Board.

Is there a minimum service requirement to register as a beneficiary?

Yes, the building worker must have completed 90 days of service as a building worker in the preceding 12 months.

Who can apply for the welfare scheme?

Any registered worker of the Board can apply for the welfare scheme.

What are the mandatory documents for the registration?

The documents required for registration are: Employment Certificate (Form V(A)/V(B)/V(C)/V(D)), Aadhar Card (Self-Attested), Ration Card(non-mandatory), Age Proof (one of them Example: Voter ID Card, Aadhar Card).

How often must a construction worker renew their registration with the Karnataka Building and Other Construction Workers Welfare Board?

A construction worker must renew their registration every 3 years.

What happens if a worker doesn't renew their registration within the 3-year period?

If a worker doesn't renew their registration within the 3-year period, they are granted a 1-year grace period to complete the renewal.

What happens if a worker doesn't renew their registration during the grace period?

If the worker fails to renew their registration during the 1-year grace period, their registration will become invalid.

Is there any application fee required for the registration under the Karnataka Building and Other Construction Workers Welfare Board?

No, as per the guidelines, there is no fee required for the registration.

How to enroll as a beneficiary under the Karnataka Building and Other Construction Workers Welfare Board?

Applicants can visit the official Website of Karnataka Building & Other Construction Workers Welfare Board (KBOCWWB) to enroll themselves as a beneficiary under the board: https://kbocwwb.karnataka.gov.in/login

Who is eligible for the "Assistance for Major Ailments" scheme?

Registered construction workers and their dependents suffering from specified major ailments are eligible under this scheme.

How much financial assistance can be received under this scheme?

Eligible applicants can receive up to [?]2,00,000/- for medical expenses, subject to the rates prescribed under the Central Government Health Service (CGHS).

Can dependents apply for assistance if the registered worker passes away during treatment?

Yes, dependents of the registered worker may apply for assistance if the worker passes away during the course of treatment.

How to apply for the assistance under this scheme?

Applicants should visit the official Website of Karnataka Building & Other Construction Workers Welfare Board (JKBOCWWB) to avail the assistance under this scheme: https://kbocwwb.karnataka.gov.in/login