Back to Schemes
Banking,Financial Services and Insurance; Business & Entrepreneurship

Term Loan Scheme- Credit Line 2 for Minority Community

The scheme is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam. Under this scheme, loans of up to ₹30,00,000/- are provided at a concessional interest rate to individuals from minority communities to enhance their employability.

Authority

State/ UT

Region

Haryana

Status

Verified 2026

Updated

March 2026

What you get

- Under the scheme, Nigam provides loans of up to ₹30,00,000/- at a concessional interest rate to individuals from minority communities to enhance their employability.

Who can apply

The applicant should be a permanent resident of Haryana.; The applicant should be between 18 and 55 years of age.; The annual family income of the applicant should be between ₹98,001/- and ₹8,00,000/- in rural areas and between ₹1,20,001/- and ₹8,00,000/- in urban areas.; The applicant should belong to a minority community, i.e., Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.; The applicant should have a Parivar Pehchan Patra (PPP ID).

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

What is the maximum loan amount one can avail under this scheme?

Applicants can avail loans up to [?]30,00,000/-.

Which minority communities are covered under this scheme?

The scheme covers Muslims, Sikhs, Christians, Buddhists, Parsis, and Jains.

What is the age limit for applicants of this scheme?

Applicants should be between 18 and 55 years of age.

What is the income criteria for rural applicants?

Rural applicants should have an annual family income between [?]98,001/- and [?]8,00,000/-.

What is the income criteria for urban applicants?

Urban applicants should have an annual family income between [?]1,20,001/- and [?]8,00,000/-.

Is it mandatory for applicants to have a Parivar Pehchan Patra (PPP ID)?

Yes, applicants must have a Parivar Pehchan Patra (PPP ID).

How can eligible applicants apply for the loan?

Applicants can apply online through the Antyodaya-SARAL Portal at https://saralharyana.gov.in/.

Is there an offline application process for this scheme?

No, applications are accepted only through the Antyodaya-SARAL Portal.

Can applicants track their application status?

Yes, applicants can track their application status through the Official Antyodaya-SARAL Portal at https://status.saralharyana.nic.in/.

Can non-residents of Haryana apply for this scheme?

No, only permanent residents of Haryana are eligible to apply.