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Skills & Employment

Loan For Commercial Pilot Training

The scheme aims to offer affordable loans of up to ₹25,00,000 at a 4% annual interest rate to tribal students who want to pursue pilot training.

Authority

State/ UT

Region

Gujarat

Status

Verified 2026

Updated

March 2026

What you get

Monetary Benefit | - Loan of up to ₹25,00,000 or the actual cost of training, whichever is lower. | Interest Rate | - 4% per annum. | Penalty Interest | - 2.5% per annum on delayed repayments. | Beneficiary Contribution | - No contribution is required from the applicant. | Repayment Terms | - Repayment begins 1 year after the loan disbursement date. | - Repayment period is 144 monthly installments (12 years). | - Includes 10 years for principal repayment and 2 years for interest repayment. | - Early repayment is permitted.

Who can apply

The applicant must be a resident of Gujarat.; The applicant must be a student.; The applicant must belong to the Scheduled Tribe (ST) category.; The applicant must have passed Matriculation, Higher Secondary, Indian School Certificate, or an equivalent examination.; The applicant must have secured admission to a recognized commercial pilot training institute.; The applicant should have passed Higher Secondary Certificate (HSC).

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

Who is eligible for the scheme?

Only Scheduled Tribe (ST) students of Gujarat who have secured admission to a recognized pilot training institute.

What is the maximum loan amount available?

₹25,00,000 or the actual cost of training, whichever is lower.

Is there any income limit for applying?

No, there is no income limit.

What happens if the loan repayment is delayed?

A penalty interest of 2.5% per annum is applicable.

When does repayment of the loan start?

1 year after loan disbursement.

Can the loan be repaid early?

Yes, early repayment is allowed.

Is any contribution required from the applicant?

No, the beneficiary does not have to contribute.

What is covered under the loan?

Tuition and training fees for commercial pilot license training.

Where can the application be submitted?

On the Gujarat Adivasi Vikas Nigam online portal.

What documents are mandatory?

Aadhaar, Caste Certificate, Educational Certificates, Admission Proof, Fee Receipt, Bank Details, among others.

Can students from non-tribal communities apply?

No, only Scheduled Tribe students are eligible.

Is the scheme available across Gujarat?

Yes, it applies to all tribal areas within the state.