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Education & Learning; Social welfare & Empowerment

Interest Help Scheme For Graduate Doctor-Lawyer-Technical Graduate

The "Interest Help Scheme for Graduate Doctor-Lawyer-Technical Graduate" aims to provide financial assistance in the form of interest subsidy on loans to the non-reserved category professionals in Gujarat.

Authority

State/ UT

Region

Gujarat

Status

Verified 2026

Updated

March 2026

What you get

- Quantum of Subsidy: 5% interest subsidy on loans up to ₹10,00,000/- taken from a bank.

Who can apply

The applicant must be a resident of Gujarat.; The applicant must belong to the non-reserved category.; The applicant's age must be between 18 and 50 years.; The business must have the necessary registration as per the rules.; The applicant must be a doctor/ lawyer/ technical graduate and have an interest in opening their own clinic/ laboratory/ radiology/ clinic or office.; The applicant must have taken a bank loan for their business.; The applicant's annual family income must be ₹6,00,000/- or less.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

What are the norms of interest subsidy for graduate medical, lawyer, technical graduate?

The interest subsidy is provided to the beneficiary to help them open their own clinic, laboratory, radiology clinic, or office.

How much assistance is available?

The assistance available is up to [?]10 lakh or the loan amount, whichever is lower.

Is this assistance available from the corporation or from the bank?

The assistance is available from the bank.

At what interest is it available?

The interest subsidy is available at the rate of 5 percent.

What are the eligibility norms?

The applicant must fulfill the following eligibility norms: | The business must be registered as per the required rules. | The applicant must belong to the non-reserved category. | The applicant must have taken a loan from a bank, and it must be approved.

What should be the age limit of the beneficiary?

The age of the beneficiary should be between 18 and 50 years.

What should be the annual income of the family?

The annual family income should be [?]4,50,000/- or less.

What steps should be followed after submitting the online application for this scheme?

After the online application, the application should be printed out, signed and uploaded along with all the documents (certificates, mark sheets, etc.) attested by the District Manager of the district in which the student is studying. | All applications for loan assistance should be submitted by courier/post/face to the District Manager of the district in which the student is studying.

What happens if the hard copy of the application is not received after the online application is submitted?

If the hard copy of the application is not submitted, the application will not be accepted.