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Banking,Financial Services and Insurance; Business & Entrepreneurship; Skills & Employment

Term Loan Scheme (GSKVN)

The scheme aims to uplift scavengers & their dependents by offering term loans of ₹1,00,000/- to ₹15,00,000/- to support them in starting self‐employment ventures in various trades & professions, enabling them to pursue income‐generating activities and lead dignified lives.

Authority

State/ UT

Region

Gujarat

Status

Verified 2026

Updated

March 2026

What you get

Loan Amount:__ | - loans from ₹1,00,000/- to ₹15,00,000/- are provided at an interest rate of 6% for various businesses.

Who can apply

The applicant should be a resident of Gujarat.; The applicant should be a scavenger/sanitation worker or a dependent of one.; The applicant should be willing to use the loan for starting income-generating self-employment activities or projects.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

Who can apply for the scheme?

Any sweeper, scavenger, or their dependent residing in Gujarat.

What is the loan amount offered?

The loan amount is ₹1,00,000 to ₹15,00,000.

What is the loan used for?

Self-employment activities/projects or small businesses.

Is there any income limit?

No, there is no income limit.

Are persons with disabilities eligible?

Yes, with a valid PH certificate and ID.

Is there any application fee?

No, the application is free.

Can I apply offline?

No, applications must be submitted online.

Is the scheme available across Gujarat?

Yes, it is available statewide.