What you get
- Financial assistance of ₹1,00,000/- will be provided by a financial institution upon the girl's 18th birthday, provided she is unmarried and has completed 12th standard education. The amount shall not be less than ₹1,00,000/-. | - ₹5,000/- per year, totalling ₹25,000/- over 5 years, will be invested in the name of the eligible girl through the Life Insurance Corporation of India. | - An additional corpus/contribution of 10% of the amount given to LIC will be provided to ensure the maturity amount is not less than ₹1,00,000/- and to account for potential devaluation of the Rupee. | - The Life Insurance Corporation of India will handle all formalities from application receipt to payment. | - The beneficiary girl/family will also be eligible for benefits under other social security schemes operated by the Life Insurance Corporation of India, as per the rules. | Mode of Disbursement: Through a bank account opened in the beneficiary girl's name at the time of payment. | Disbursement Conditions: The beneficiary girl must provide her 12th-grade mark sheet, an affidavit of being unmarried until 18 years of age (verified by the Child Development Project Officer or authorised officer), and her bank account details. | If the girl dies before the age of 18, the amount will be forfeited.
Who can apply
Required Paperwork
- Aadhaar Card
- PAN Card
- Income Certificate
- Residence Proof (Domicile)
Common Questions
What is the eligibility criterion regarding the birth date of the girl child to qualify for this scheme?
The girl must be born on or after April 1, 2014, and a valid birth certificate issued by Gram Panchayat/Nagar Palika or a government-notified authority must be submitted as proof.
How can I prove that my family is a permanent resident of Chhattisgarh for this scheme?
You must submit a domicile certificate issued by the Tehsildar/Naib Tehsildar or provide a Below Poverty Line (B.P.L.) card/health insurance card as proof of residency.
What financial assistance will the beneficiary girl receive upon turning 18 under this scheme?
She will receive ₹1,00,000/- if she remains unmarried until 18 and completes 12th standard education, along with an additional investment of ₹25,000/- made through Life Insurance Corporation of India.
Is there any additional financial provision to account for inflation or currency devaluation?
Yes, an extra 10% of the invested amount is added to ensure the maturity amount does not fall below ₹1,00,000/- and to counter potential devaluation of the Rupee.
What happens if the beneficiary girl passes away before reaching 18 years of age?
In such cases, the financial assistance amount will be forfeited, and no benefits will be disbursed.
Can a family with two sons avail benefits for a third daughter under this scheme?
No, if a family already has two sons, a third daughter will not be eligible for benefits under this scheme.
What documents are required to prove that the applicant’s family is below the poverty line?
A certificate from the competent state authority confirming inclusion in the current poverty survey list (2002 for rural areas, 2007 for urban areas) must be submitted.
Is there a limit on the number of daughters eligible for benefits in a single family?
Yes, only the first two daughters in a family are eligible. A third daughter, even if born after twins in the first delivery, will not qualify.
What is the requirement for parents applying for benefits for their second girl child?
The mother or father must have undergone permanent sterilization, and a certificate from a government or registered private hospital doctor must be submitted.
Can an adopted girl child qualify for financial assistance under this scheme?
Yes, a legally adopted girl is eligible if she meets all other criteria, including residency and poverty line requirements.
What educational qualification must the beneficiary girl fulfill to receive the financial assistance?
She must complete her 12th standard education and provide the mark sheet as proof at the time of claiming benefits.
What is the marital status requirement for the beneficiary girl to receive the maturity amount?
She must remain unmarried until 18 years of age and submit an affidavit verified by the Child Development Project Officer or an authorized officer.
How is the financial assistance amount disbursed to the beneficiary girl?
The amount is transferred to a bank account opened in her name upon submission of required documents, including 12th-grade marks and an unmarried affidavit.
What happens if the application is not submitted within one year of the girl’s birth?
It can still be submitted to the District Collector within two years of birth, except in cases of orphaned girls or parental death, where extended deadlines apply.
Can girls born to HIV-affected families avail benefits even if they are above the poverty line?
Yes, girls born to HIV-positive couples after April 1, 2016, are eligible for benefits for the first two daughters, regardless of their poverty status.
Where should the application form and documents be submitted for processing?
They can be submitted to the Anganwadi Centre, Area Supervisor, Child Development Project Officer, or District Women and Child Development Officer.
Who is responsible for approving or rejecting applications under this scheme?
The District Collector holds the final authority to determine eligibility and approve or disapprove applications based on submitted documents.
Are beneficiaries allowed to avail benefits under other social security schemes simultaneously?
Yes, the beneficiary girl/family can also receive benefits under other Life Insurance Corporation of India social security schemes as per applicable rules.
What documents are needed to prove the girl’s birth order in the family?
A certificate from the Anganwadi worker, Auxiliary Nurse Midwife, Sarpanch, Corporator, or Panchayat Secretary confirming first or second girl child status must be submitted.