Back to Schemes
Business & Entrepreneurship; Banking,Financial Services and Insurance; Social welfare & Empowerment

Stand-Up India

A scheme by Ministry of Finance for financing SC/ST and Women Entrepreneurs by facilitating bank loans for setting up a greenfield project Enterprise in manufacturing, services, trading sector and activities allied to agriculture.

Authority

Central

Region

Central Government

Status

Verified 2026

Updated

March 2026

What you get

- Facilitation of composite loan (inclusive of term loan and working capital) between ₹10 Lakhs and ₹100 Lakhs. Rupay debit card to be issued for convenience of the borrower. | - The web portal by SIDBI provides hand-holding support through a network of agencies engaged in training, skill development, mentoring, project report preparation, application filling, work shed / utility support services, subsidy schemes etc.

Who can apply

Finance is provided for Greenfield Enterprises.; If the applicant is a male, he must be from SC / ST category.; The age of the applicant must be at least 18 years.; The applicant must not be in default to any bank/financial institution.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

What are the activities allied to agriculture ?

Under the Stand Up India loan, activities allied to agriculture include pisciculture, beekeeping, poultry, livestock, rearing, grading, sorting, aggregation agro-industries, dairy, fishery, agri-clinic and agri-business centres, food and agro processing etc.

What is the nature and size of the loan under the Stand-Up India Scheme?

Composite loan (inclusive of term loan and working capital) between 10 lakh and up to 100 lakh representing up to 85% of the project cost would be eligible.

How much will be the interest rate for the loan?

The rate of interest would be lowest applicable rate of the bank for that category (rating category) not to exceed (base rate (MCLR) + 3%+ tenor premium).

By when am I expected to repay the loan?

The loan is repayable in 7 years with a maximum moratorium period of 18 months.

Who are the eligible lending institutions for extending loans under the Scheme?

All branches of Scheduled Commercial Banks located across the country.

What is Hand-holding Support?

Any new entrepreneur requires guidance in his endeavor to set up his or her business enterprise starting from training to filling up loan applications as per bank requirements.

How do I get hand-holding support?

You may navigate through the portal or seek assistance from the nearest branch of a Scheduled Commercial Bank to help you identify the nature of hand-holding support required.

What are the activities for which Stand-Up India loan is provided ?

Stand-Up India loan may be provided to entrepreneurs for engaging in manufacturing, trading, services sectors including activities allied to agriculture.

What is the purpose of the loan under “Stand-Up India” Scheme?

The scheme is for setting up a new enterprise in manufacturing, trading, services sector or activities allied to agriculture by SC/ST and Women entrepreneur.

What is the Difference between Stand-Up India Scheme and Start Up India Scheme?

Stand-Up India Scheme is intended to support SC/ST and Women entrepreneurs to set up green field projects through bank branches in India while Start Up India Scheme aims to boost innovative and technology led enterprises for new/existing enterprises.