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Health & Wellness; Women and Child

Janani Suraksha Yojana (JSY)

The scheme aims to reduce maternal and neonatal mortality by promoting institutional deliveries among poor pregnant women. It offers cash assistance for institutional and home deliveries, along with antenatal and postnatal care support, primarily benefiting poor pregnant women across India.

Authority

Central

Region

Central Government

Status

Verified 2026

Updated

March 2026

What you get

One-Time Cash Assistance for Institutional Delivery (Mother's Package) | - To meet the cost of delivery, pregnancy-related care, and post-delivery care. | - In Low Performing States (LPS): ₹1,400/- for rural areas and ₹1,000/- for urban areas. | - In High Performing States (HPS): ₹700/- for rural areas and ₹600/- for urban areas. | - For North-Eastern States (except Assam) and rural areas of tribal districts of other states: ₹700/- (Mother's package). | _For pregnant women delivering in a public health institution, the entire cash entitlement should be disbursed to her in one installment at the health institution._ | _For women accessing an accredited private institution, at least three-fourths of the cash assistance should be paid to the beneficiary in one installment at the time of delivery._ | _The money must be paid only to the beneficiary and not to any other person or relative._ | _Disbursement should preferably be done at the institution._ | _All payments made before or after seven days of delivery are considered illegitimate and subject to audit objection._ | Cash Assistance for Accredited Social Health Activist (ASHA) Package | - For referral transport to the nearest health facility (generally ₹250/- may be earmarked for this, though states can determine the scale). | - For facilitating institutional delivery (not less than ₹200/- per delivery). | - Transactional cost for boarding and lodging during her stay with the pregnant woman in the health center for delivery (balance out of the total package amount). | - ₹600/- for rural areas, this includes ₹300/- for the antenatal component and ₹300/- for facilitating institutional delivery. | - ₹400/- for urban areas, this includes ₹200/- for the antenatal component and ₹200/- for facilitating institutional delivery. | _The first payment, covering transactional costs, should be made at the health center upon arrival with the expectant mother._ | _The second payment, the cash incentive, should be paid after the ASHA has completed her postnatal visit and the child has been immunized for Bacillus Calmette–Guérin (BCG), and this payment should be made within 7 days of delivery._ | _All payments to ASHA are made by the Auxiliary Nurse Midwife (ANM)._ | _If the ASHA fails to organize transport for the pregnant woman, the transport assistance money is paid directly to the pregnant woman at the institution upon arrival and registration for delivery._ | _An ASHA receives cash benefits only if she accompanies the pregnant woman to the health center. Her work is assessed based on the number of pregnant women she has motivated and escorted to deliver in a health institution._ | Cash Assistance for Home Delivery | - ₹500/- per delivery for the Below Poverty Line pregnant women, regardless of age and number of children. | - For the beneficiary's care during delivery or to cover incidental expenses. | _The disbursement is done at the time of delivery or approximately 7 days before delivery by an Auxiliary Nurse Midwife, Accredited Social Health Activist, or any other link worker. All payments made before or after seven days of delivery are considered illegitimate._ | Assistance for Caesarean Section or Management of Obstetric Complications | - Up to ₹1,500/- per delivery (case), utilized by the health institution to hire services of specialists from the private sector or to pay an honorarium or transport cost to bring specialists from other government setups if they are not available in the government health institution. | _This assistance is provided to the government health institution, not directly to the beneficiary. A panel of such doctors must be prepared in advance by the health institutions providing this facility, and pregnant women should be informed during micro-birth planning._ | Comprehensive Maternal and Newborn Care (aligned with Janani Shishu Suraksha Karyakram - JSSK objectives) | - Free and Cashless Delivery: Includes normal deliveries and Caesarean sections. | - Free Drugs: Provision of necessary medicines. | - Free Diagnostics: Essential diagnostic tests. | - Free Provision of Blood: Availability of blood transfusions if needed. | - Free Diet: Hot cooked meals in Government Hospitals and Tertiary Care Centers; two dry packs of biscuits and a milk packet in Primary Health Centres/Community Health Centres. | - Free Transport: To and from the health facility, including referral transport to higher centers and drop-back home, for obstetric women and sick infants up to 30 days of age. | Compensation for Sterilization | - If the mother or her husband voluntarily undergoes sterilization immediately after delivery, the compensation money available under the existing Family Welfare scheme should be disbursed to the mother at the hospital itself. | Antenatal Care (ANC) Services | - Includes identification and registration of pregnant women, provision of at least three ANC check-ups, Tetanus Toxoid (TT) injections, and Iron Folic Acid (IFA) tablets. | Postnatal Care (PNC) Services | - Includes a postnatal visit within 7 days of delivery to track the mother’s health and facilitate care, counseling for the initiation of breastfeeding within one hour of delivery and its continuance for 3-6 months, and promotion of family planning. | Newborn Immunization | - Arrangement to immunize the newborn, initially specified until 14 weeks of age (some sources refer to 10 weeks).

Who can apply

The applicant must deliver in a government health centre, such as a Sub-centre (specifically approved for institutional delivery by the state), Primary Health Centre, Community Health Centre, First Referral Unit, or the general wards of District and State Hospitals.; The applicant may deliver in an accredited private health institution.; The applicant must be a pregnant woman.; The applicant does not need any marriage or Below Poverty Line (BPL) certification if delivering in a Government or accredited private health institution.; For Above Poverty Line (APL) women in LPS: The applicant is extended benefits if availing institutional delivery care in government health centres (Sub-centre, Primary Health Centre, Community Health Centre, First Referral Unit, and general wards of District and State Hospitals).; The applicant must be from a Below Poverty Line (BPL) household.; The applicant must be a Scheduled Caste (SC)/Scheduled Tribe (ST) woman.; The applicant must be a Scheduled Caste (SC)/Scheduled Tribe (ST) woman.; The applicant must produce a proper Below Poverty Line or a Scheduled Caste/Scheduled Tribe certificate.; The applicant should carry a referral slip from the Accredited Social Health Activist/Auxiliary Nurse Midwife/Medical Officer and the Maternal and Child Health - Janani Suraksha Yojana (JSY) card.; The applicant must be from a Below Poverty Line (BPL) household.; The applicant must have a Below Poverty Line certificate to access benefits.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

What is the time window within which I must receive my cash assistance to ensure it is considered legitimate under this maternal care program?

All payments must be made within seven days of delivery, as payments made before or after this seven-day window are considered illegitimate and subject to audit objection.

How much financial assistance will I receive if I deliver my baby in a government health center in a rural area of a Low Performing State?

You will receive ₹1,400/- as one-time cash assistance to meet the cost of delivery, pregnancy-related care, and post-delivery care in Low Performing States rural areas.

Can I receive cash benefits for home delivery under this maternal health scheme, and what are the eligibility requirements for such assistance?

Yes, Below Poverty Line pregnant women receive ₹500/- per delivery for home births, regardless of age and number of children, to cover delivery care and incidental expenses.

What specific health worker is responsible for facilitating my registration and ensuring I receive proper antenatal care services under this program?

Accredited Social Health Activists, Auxiliary Nurse Midwives, or Anganwadi Workers will identify, register you as a beneficiary, and facilitate your antenatal care services and institutional delivery.

Where can I track the status of my application and verify whether my cash assistance has been disbursed under this maternal care scheme?

A list of beneficiaries with cash disbursement dates is prominently displayed on notice boards at Sub-centers, Primary Health Centres, Community Health Centres, and District Hospitals, updated monthly.

How much cash assistance will I receive if I deliver in an urban area of a High Performing State through this maternal health program?

In High Performing States urban areas, you will receive ₹600/- for institutional delivery if you meet the Below Poverty Line or Scheduled Caste/Scheduled Tribe eligibility criteria.

What additional financial support is available if I require Caesarean section or face obstetric complications during delivery at a government health facility?

Up to ₹1,500/- per case is available to the health institution to hire specialists or cover transport costs for bringing specialists for Caesarean sections or obstetric complications.

When should I register for this maternal care program to ensure I receive timely benefits and services throughout my pregnancy?

You should register for antenatal care ideally 20 to 24 weeks before your expected date of delivery to ensure timely access to all benefits and services.

What free services are provided to me and my newborn under the comprehensive maternal and newborn care component of this scheme?

You receive free delivery (normal and Caesarean), drugs, diagnostics, blood transfusions, diet (hot meals or dry packs), and transport to and from health facilities for you and your newborn.

Can I receive benefits if I choose to deliver at a private hospital, and what specific requirements must be met for such deliveries?

You can deliver at accredited private institutions if you have Below Poverty Line or Scheduled Caste/Scheduled Tribe status and carry a referral slip from designated health workers.

What documentation do I need to provide to prove my Below Poverty Line status when applying for benefits under this maternal health assistance program?

You must provide a Below Poverty Line certificate, which is required in all High Performing States and for home deliveries in all states to access scheme benefits.

How is the cash assistance amount different between Low Performing States and High Performing States for institutional deliveries in rural areas?

Low Performing States provide ₹1,400/- for rural institutional deliveries, while High Performing States provide ₹700/- for eligible beneficiaries in rural areas.

What grievance redressal mechanism is available if I face issues with eligibility determination or delays in receiving my cash assistance benefits?

Each district has a dedicated grievance redressal cell under District Project Management Unit to address complaints about eligibility, cash assistance quantum, and disbursement delays, with contact details displayed at health centers.

What immunization requirements must be completed for my newborn before the health worker receives their second payment installment under this program?

The child must be immunized for Bacillus Calmette–Guérin within 7 days of delivery, and the Accredited Social Health Activist must complete a postnatal visit before receiving their second payment.