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Social welfare & Empowerment; Banking,Financial Services and Insurance

Green Business Scheme

Green Business Scheme has been launched by the National Safai Karamcharis Finance and Development Corporation to provide financial assistance in the form of loans for activities that can tackle the impacts of climate change and also be income-generating.

Authority

Central

Region

Central Government

Status

Verified 2026

Updated

March 2026

What you get

Quantum of Assistance | National Safai Karamcharis Finance and Development Corporation (NSFDC) would provide need-based loans under the scheme as permissible under the NSFDC Term Loan Lending Policy, promoter contribution, and after taking into consideration the margin money being provided by Special Central Assistance (SCA), subsidies provided by other government agencies, and subsidies provided to below poverty line (BPL) beneficiaries under the Central-Sector Scheme of Special Central Assistance to the Special Component Plan, to the extent of ₹ 10,000/- or 50% of the unit cost, whichever is less. | Interest Rates | SchemeUnit CostMaximum Loan Limit up to 90% of unit CostInterest per AnnumInterest per AnnumSCA/CABeneficiaryGreen Business Scheme (GBS)Up to Rs. 7.50 LakhRs. 6.75 lakh2%4%Above Rs. 7.50 lakh & up to Rs. 15.00 lakhRs. 13.50 lakh3%6%Above Rs. 15.00 lakh & up to Rs. 30.00 lakhRs. 27.00 lakh4%7%(1% Rebate from NSKFDC share of interest in case of Female Beneficiaries.) | Repayment** | The loan under the scheme shall be repaid in quarterly installments, within a maximum period of 10 years including moratorium period of 06 months. In addition, 120 days moratorium period is allowed to SCA for fund utilization.

Who can apply

Safai Karamcharis, Scavengers, and their Dependents are eligible for the scheme.

Required Paperwork

  • Aadhaar Card
  • PAN Card
  • Income Certificate
  • Residence Proof (Domicile)

Common Questions

What is the interest rate offered by the scheme?

The interest rate offered by Green Business Scheme is as low as 2% per annum, only for people falling under Scheduled Castes.

What is the loan amount offered under the scheme?

The maximum loan amount offered is up to Rs. 30 lakh.

What is the repayment tenure of the laon amount?

The repayment tenure of the loan amount is 10 years, including a 6-month moratorium period.

What are the activities for which a loan under the scheme are provided?

- Battery-electric vehicle (E-rickshaw) | - Compressed air vehicle | - Solar energy gadgets | - Poly houses

What is the purpose to avail the loan amount?

For purchasing electric and compressed air vehicles, polyhouses, and solar energy products.