All Government Schemes

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16 results Business & Entrepreneurship; Banking,Financial Services and Insurance✕

💼 Business & EntrepreneurshipState/ UT

Back Ended Interest Subsidy (BEIS)

"Back Ended Interest Subsidy" by the Govt of Tamil Nadu, is introduced with the objective of reducing financial burdens of all new micro and small manufacturing enterprises who have already availed loans from banks/ other government organizations by assisting them through a subsidy on term loans.

💰Subsidy of 5% on term loans subject to a maximum of ₹ 20,00,000 is given for a period of 5 years to all new micro and small manufacturing enterprises for term loans up to ₹ 2,00,00,000 obtained for Credit Guarantee Fund Trust Scheme (CGTMSE). | - Subsidy of 5% on term loans subject to a maximum of ₹ 25,00,000 is given for a period of 5 years to all new micro and small manufacturing enterprises for term loans up to ₹ 5,00,00,000 obtained for technology up-gradation / modernization. | - The maximum amount of BEIS payable per loan shall be ₹ 10,00,000 only on loans taken up to ₹ 1,00,00,000. | Mode of Payment | Interest subsidy shall be reimbursed once in three months on a quarterly basis to the financial institutions.

💼 Business & EntrepreneurshipState/ UT

Bankable Scheme

The scheme aims to provide financial assistance to scheduled caste persons for self-employment opportunities. Under this scheme, loans are provided for business, industry, or service activities, along with a subsidy of 50% of the loan amount or a maximum of ₹50,000/-.

💰Loan assistance up to ₹2,00,000/- for businesses, industries, and service activities. | - Maximum loan of ₹1,00,000/- for business and ₹1,00,000/- for the industry/service sector individually. | - Subsidy of 50% of the loan amount or up to ₹50,000/-, whichever is lower.

💼 Business & EntrepreneurshipState/ UT

Green Business Scheme - Haryana

Under this scheme, loans of up to ₹2.00 lakhs are provided to Scheduled Caste residents of Haryana for undertaking income-generating activities that help mitigate the greenhouse effect, such as e-rickshaws, compressed air vehicles, solar energy gadgets, polyhouses, and similar eco-friendly ventures.

💰The Corporation, in collaboration with NSFDC, provides a loan for various economic development schemes having a unit cost up to ₹2,00,000/-. | - The Corporation provides margin money @10% of the project cost. | - The Corporation (HSFDC) provides a subsidy of 50% of the total project cost, with a maximum amount of subsidy being ₹10,000/- of the total project cost.

💼 Business & EntrepreneurshipState/ UT

Incentive Scheme for Sericulture Reelers

The "Incentive Scheme for Sericulture Reelers" is aimed at improving the financial condition of minority communities involved in silk reeling and spinning. The corporation will provide loans to support working capital and basic infrastructure for silk spinners.

💰Financial Assistance: | - Silk reeling/spinning workers can receive a loan of up to ₹2,00,000/-, with 50% of the loan amount being provided as a subsidy.

💼 Business & EntrepreneurshipState/ UT

Incentives To Encourage Purchases From Local Suppliers Scheme

The scheme aims to encourage consumption through local purchases and support the economies of ancillary units, local Micro, Small and Medium Enterprises, and traders. It provides a reimbursement of 2% (up to ₹5,00,000/- annually) on eligible local purchases to eligible manufacturing units in Goa.

💰Reimbursement to the extent of 2% of the cost of local purchases consumed by the eligible unit. | - The maximum reimbursement is limited to ₹5,00,000/- per year. | Intended Use/Definition of Purchase | - The local purchases mean every industrial input, including consumables, purchased from Goa (whether manufactured in Goa or not) except service. | - The value excluding Goods and Services Tax (GST) shall be considered for the calculation. | Frequency and Validity | - The unit may avail benefit under this scheme for five consecutive years from the date of the first application. | Benefit Disbursement | - The benefits under this scheme are subject to budgetary allocation. | - No Promissory Estoppel shall be applicable if benefits are discontinued in case allocation is exceeded. | Conditions | - _The applicant shall allow and/or grant free access to any official authorized by the Directorate of Industries, Trade and Commerce for conducting inspection/supervision of the unit or the registers or holding discussions with the employed employees for ensuring proper utilisation of the financial incentives/subsidies granted by the State Government._ | - _The applicant shall time to time or as and when required submit to the Directorate of Industries, Trade and Commerce all the necessary reports, information and documents specified under the scheme or as required or directed by the Directorate of Industries, Trade and Commerce (DITC)._ | - _If it is found that the information and documents submitted are incorrect, or the financial incentive was obtained by misrepresenting facts or submitting furnishing false information, the Government of Goa/Directorate of Industries, Trade and Commerce shall revoke the subsidy._ | - _The applicant shall pay back to the government the financial incentives received, or the same shall be recoverable as arrears of land revenue under the provisions of the Land Revenue Code 1968 and/or the Goa, Daman, Diu Public (Recovery & Dues) Act 1986._ | - _In the event of breach of any of the terms and conditions of this Declaration, the Government shall be entitled to recover the said financial incentives as arrears of land revenue under the provisions of the Land Revenue Code 1968 and/or the Goa, Daman, Diu Public (Recovery & Dues) Act 1986._

💼 Business & EntrepreneurshipState/ UT

Microcredit Finance Scheme- Self Help Groups (DAADC)

The scheme aims to promote self-employment for SC individuals. It offers microloans to start small businesses and become economically self-sufficient.

💰Loan Amount: Up to ₹50,000/- (maximum ₹5,00,000/-)- Interest Rate: 6% annually- Loan Tenure: 36 months (3 years)- State Government Share: 95% (₹47,500/-)- Beneficiary Share: 5% (₹2,500/-)- Guarantor: Not required- Possible Installment amount : ₹1,445/- per month.

💼 Business & EntrepreneurshipState

Mukhyamantri Aarthik Kalyan Yojana

The scheme “Mukhyamantri Aarthik Kalyan Yojana” was launched by the Department of Industrial Policy and Investment Promotion, Government of Madhya Pradesh on 1st August 2014.

💰The maximum cost of the project under this scheme will be ₹50000/-. | - Under this scheme, the margin money assistance at 50% of the project cost (maximum ₹15,000/-) will be payable by the government to the beneficiary. | - The minimum period of the initial moratorium will be 6 months and after the initial moratorium, the loan repayment will be in 5 years.

💼 Business & EntrepreneurshipState/ UT

Mukhyamantri Gramin Street Vendor Rin Yojana

The scheme aims to provide working capital or low-cost equipment as a loan through banks to support businesses. It benefits poor-class migrant workers and small traders (Street Vendors) in rural areas of Madhya Pradesh, also offering necessary Entrepreneurship Development Programme (EDP) training.

💰Provision of low-cost equipment. | - Provision of working capital (Karyasheela Punji). | - Provision of loan (Rin) through banks. | - Provision of Entrepreneurship Development Programme (EDP) training through Rural Self Employment Training Institutes (RSETI). | Conditions | - The loan is made available from banks following the training. | - The benefit is only for existing businesses (old enterprises) in the rural area. | - The benefit is for establishing new businesses for migrant workers. | - Rural migrant workers establishing a new business must undergo Entrepreneurship Development Programme (EDP) training through Rural Self Employment Training Institutes (RSETI).

💼 Business & EntrepreneurshipState/ UT

Poultry Farming Scheme (HSFDC)

Under this scheme, the Corporation provides loans/benefits to individuals from Below Poverty Line (BPL) families, whose annual family income does not exceed ₹1,80,000/-, in both rural and urban areas for self-employment income generating activities such as poultry farming.

💰Project Cost Ceiling: | - Up to ₹1,50,000 /-. | Subsidy: | - Subsidy @ 50% of the total project cost (Maximum amount of subsidy is ₹10,000/-) | Bank Loan: | - Besides subsidy and margin money, the composite loan i.e. subsidy and margin money, and the balance amount of the bank loan is provided by the banks to the seller of the assets on behalf of the beneficiaries. | Interest criteria for the loan amount recoverable by HSFDC: | Upto Amount (₹)Interest % P.A.Penal Interest % P.A.15,000/- 4 4 | Interest Starts onPenalty Start AfterPrincipal Recovery Starts AfterInstallment Starts After Installment PeriodSame Day180 Days 360 Days180 Days 180 Days

💼 Business & EntrepreneurshipCentral

Pradhan Mantri Matsya Kisan Samridhi Sah-yojana (PM-MKSSY): COMPONENT 1A: Formalization of Fisheries Sector and Facilitating Access of Fisheries Microenterprises to Government of India Programs for Working Capital Financing

The scheme aims to formalise fisheries microenterprises and facilitate their access to institutional working capital finance through small grants and credit intermediaries. It benefits fisheries sector stakeholders registered on NFDP with verifiable credit needs and valid bank accounts.

💰The financial assistance is provided in the form of activity-based small grants to support engagement in fisheries and aquaculture-related enterprises. | - The financial assistance is disbursed directly to the verified bank accounts of the beneficiaries through the Direct Benefit Transfer (DBT) mechanism, ensuring transparency and timely credit. | - These grants are non-repayable, and are linked to the scale, nature, and viability of the proposed fisheries-related activities. | - In addition to financial support, beneficiaries also receive facilitation services through designated Credit Intermediaries, who provide handholding support for loan application preparation, documentation, follow-up with banks, and credit linkage. | - The scheme further ensures that capacity building and training interventions are extended to beneficiaries to help them navigate institutional financing systems. | _*Funds are released post-approval of applications by PMU, Department of Fisheries._

💼 Business & EntrepreneurshipState/ UT

Providing Mini Tractor and its Sub Parts to the Self Help Group of Scheduled Castes

The "Providing Mini tractor and its sub parts to the Self Help Group of Scheduled Castes" is a scheme by the Govt. of Maharashtra. This scheme aims to improve the financial condition of the scheduled castes and Nav-Buddhists Self Help Group.

💰Supply of mini tractors and essential sub-parts, including trolleys and rotators. | - Each mini tractor, along with its sub-parts, is valued at ₹3,50,000/-. | - Self Help Groups contribute 10% of the total cost, amounting to ₹35,000/-. | - The remaining ₹ 3,15,000/- is provided as a subsidy by the government, making it financially accessible for the groups.

💼 Business & EntrepreneurshipState

Rajiv Gandhi Swavlamban Rojgar Yojna

“Rajiv Gandhi Swavlamban Rozgar Yojna” has been designed, developed, and promoted by the Delhi Khadi & Village Industries Board, with the help of the Government of NCT of Delhi, to provide employment opportunities.

💰The quantum of loan granted under this scheme, to proposed and functioning units, shall be up to ₹3,00,000/-. | - Govt. of Delhi would provide a subsidy @ 15% of the project cost subject to the ceiling of ₹7,500/- per entrepreneur. | Note 01: The concerned entrepreneur shall make at least a 10% contribution of the amount demanded as a loan from the DKVIB. | Note 02: In the case of weaker sections i.e. SC/ST/OBC/Ph. H./Women/Ex. Servicemen, only 5% contribution of an entrepreneur is required. | Note 03: In case of more than one entrepreneur joining together and setting up a project under the partnership, the subsidy would be calculated for each partner separately, @15% of his share in the project cost, limited to ₹7,500/- for each partner. | Note 04: The subsidy component would be adjusted to the borrower’s loan account after a period of two years from the date of disbursement of the loan. | Note 05: The subsidy component would be recovered from the borrower along with 18 % penal interest in cases where the loan amount has been found not utilized for the purpose for which it was released.

💼 Business & EntrepreneurshipState/ UT

Swayam Saksham Yojana (GBCDC)

This scheme aims to instill a sense of self-reliance in the youth belonging to backward classes after receiving vocational education/training. Under this scheme, eligible youth are provided loans at a low-interest rate to start self-employment ventures.

💼 Business & EntrepreneurshipState/ UT

Term Loan Scheme

The scheme aims to uplift the economically disadvantaged Charmakar community (Dhor, Chambhar, Holar, Mochi, etc.) by promoting their educational, economic, and social development, helping them gain a respectable place in society.

💰Loan Amount: | - NSFDC provides Term Loans ranging from ₹1,00,000 to ₹2,50,000 for various schemes, with separate limits for vehicle loans. | Project Financing: | - NSFDC finances 75% of the project cost. The corporation provides 20% as a Seed Loan. ₹10,000 is provided as a subsidy. | - The remaining 5% of the project cost is contributed by the beneficiary. | Interest Rates: | For Loans up to ₹5,00,000: NSFDC charges 7% per annum. The corporation charges 4% per annum. | For Loans above ₹5,00,000: NSFDC charges 8% per annum. The corporation charges 4% per annum. | - Repayment Terms: Loan instalments are payable monthly over a period of up to 60 months.- This structure ensures clear and concise information about the Term Loan Scheme for potential beneficiaries.

💼 Business & EntrepreneurshipState/ UT

Term Loan under NSKFDC- Haryana

Under this scheme, loans are provided to Safai Karamcharis & their dependents for any viable income-generating activities with a maximum cost of up to ₹15,00,000/- per beneficiary. The beneficiary should be between 18 & 55 years of age and should be either Safai Karamchari or his/her dependent.

💰Project Cost Ceiling: | - The Corporation (HSFDC), in collaboration with NSKFDC, provides loans of up to ₹15,00,000/- per beneficiary for various self-employment income-generating activities. | - The beneficiaries can avail loans ranging from ₹10,000 to ₹15,00,000/-. | Note: The income-generating activities include auto repair and spare parts shops, electrical goods workshops, leather footwear manufacturing units, beauty parlors, welding works, carpentry, photography, grocery shops, sanitary supply stores, ready-made garments, cyber cafes, band parties, tent houses, etc. | Margin Money: | - The Corporation provides margin money @ 10% of the project cost. | Subsidy: | - The corporation provides a subsidy @ 50% of the total project cost (Maximum subsidy amount is ₹10,000/-). | Note: The subsidy is only provided to the beneficiary below the poverty line. | Interest criteria for the loan amount recoverable by HSFDC: | Upto Amount (₹)Interest % P.A.Penal Interest % P.A.15,00,000/-64 | Interest Starts onPenalty Start AfterPrincipal Recovery Starts AfterInstallment Starts AfterInstallment PeriodSame Day30 Days120 Days120 Days30 Days

💼 Business & EntrepreneurshipState/ UT

Testing Equipment Scheme

The Government of Haryana launched the Testing Equipment Assistance Scheme to support Micro and Small Enterprises (MSEs) in enhancing product quality through financial aid for procuring testing equipment.

💰50% Subsidy on Purchase of Testing Equipment : | - Financial support of 50% of the cost, limited to a maximum of ₹5 lakh per year, for purchase of new testing equipment. | - Support for Quality Enhancement | - Assists Micro and Small Enterprises in establishing testing facilities for raw materials and end products to ensure zero defect and global competitiveness. | - Encouragement to Upgrade Infrastructure | - Aims to overcome resource constraints faced by MSEs in acquiring essential testing infrastructure.