All Government Schemes

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56 results Banking,Financial Services and Insurance; Business & Entrepreneurship
💼 BankingState/ UT

Professional and Self Employment Scheme (HSFDC)

Under this scheme, the Corporation provides loans/benefits to individuals from BPL families, whose annual family income does not exceed ₹1,80,000/-, in rural & urban areas. These loans support self-employment activities in fields such as legal profession, Chartered Accountancy, medical practice etc.

💰Project Cost Ceiling: | - Up to ₹1,50,000/-. | Subsidy: | - Subsidy @ 50% of the total project cost (Maximum amount of subsidy is ₹10,000/-) | Margin Money: | - The Corporation provides margin money @ 10% of the project cost. | - Margin money is provided @ 4% interest per annum. | - The interest on bank loan is charged by the banks at their lending policies. | Bank Loan: | - Besides subsidy and margin money, the composite loan i.e. subsidy and margin money, and the balance amount of the bank loan is provided by the banks to the seller of the assets on behalf of the beneficiaries. | Interest criteria for the loan amount recoverable by HSFDC: | Upto Amount ( ₹)Interest % P.A.Penal Interest % P.A.15,000/- 4 4 | Interest Starts onPenalty Start AfterPrincipal Recovery Starts AfterInstallment Starts AfterInstallment PeriodSame Day180 Days360 Days 180 Days 180 Days
💼 BankingState/ UT

Providing Tin stalls to Gatai Kamgar

"Providing Tin Stalls to Gatai Kamgar" is a social welfare scheme by the Department of Social Justice & Special Assistance of the Government of Maharashtra. The scheme aims to uplift Scheduled Caste individuals engaged in leather footwear production and leather goods preparation.

💰₹500/- is provided as financial assistance.
💼 BankingState/ UT

Purchase of Vehicle for Commercial Hiring Purpose for Persons with Disabilities

Under the scheme, loans are provided to differently-abled persons for commercial hiring purposes up to ₹10.00 lakhs, and for the purchase of special category vehicles like JCBs, trucks, road rollers, etc., loans up to ₹25.00 lakhs are available.

💰Under this scheme, loans are provided to differently abled persons for commercial hiring up to ₹10,000,00/- and for purchasing special category vehicles such as JCB, Trucks, Road rollers, etc., with loans up to ₹25,000,00/-.
💼 BankingState/ UT

Refinance Scheme for Acquisition of ISO 9000 Certification for SSI Unit (ISO 9000)

The scheme aims to assist the existing industrial concerns in the SSI sector for the expenses on consultancy, documentation, audit, certification fees, equipment, and calibrating instruments required would be taken into account for determining the loan requirement.

💰The need-based loan under the scheme would be provided for meeting the expenditure on Consultancy, Documentation, Audit, Certification Fees, Equipment and Calibrating Instruments.
💼 BankingState/ UT

Refinance Scheme for Technology Development and Modernization

The scheme aims to assist Sole Proprietorships, Partnerships, Co-operative Societies, Private and Public Limited Companies for meeting the expenditure on purchase of capital equipment, acquisition of technical know-how, and the upgradation of process technology and products.

💰The assistance under the scheme would be available for meeting the expenditure on the following: | - Purchase of capital equipment, need based civil works and acquisition of additional land. | - Acquisition of technical know-how, design, drawing and fashion forecast where relevant to specific product group. | - Upgradation of process technology and products with trust on quality improvement comparable with acceptable domestic international standards. | _The project outlay must not exceed ₹1,00,00,000/-._ | _The preliminary and pre-operative expenses shall not be covered as a part of the cost of the project._
💼 BankingState/ UT

Saksham Scheme for Backward Classes

Under the scheme, loans of up to ₹10,00,000/- are provided to young professionals for setting up Doctors' Clinics, Nursing Homes, Physiotherapy Clinics, Bio-Medical Labs, Lawyers' Offices, Engineering Units, Chemist Shops, Architect Offices, and similar establishments.

💰Under the scheme, loans of up to ₹10,00,000/- are provided to young professionals for setting up Doctors' Clinics, Nursing Homes, Physiotherapy Clinics, Bio-Medical Labs, Lawyers' Offices, Engineering Units, Chemist Shops, Architect Offices, etc.
💼 BankingState/ UT

Scheme for Acquisition of Equipment and Others

The scheme aims to assist organizations in the small-scale sector in acquiring essential infrastructure and technology upgrades. The scheme provides need-based financial assistance for in-house quality control facilities, DG sets, pollution control equipment, computers and related accessories.

💰Loan Quantum | - For Manufacturing and Installation of Renewable Energy/Energy Saving Systems: ₹5,00,000/- per Product. | - For In-House Quality Control Facilities: Need-based. | - For DG Sets: Need-based. | - For Pollution Control Equipment: Need-based. | - For Computers and Related Accessories: Need-based. | - For Indigenization/Import Substitution: Need-based.
💼 BankingState/ UT

Scheme for Construction of Marriage Hall/ Community Hall/ Convention Centre/ Commercial Godown

The scheme aims to assist Qualified Personnel in Medicine, Management, Accountancy, Engineering, Architecture, etc. and Good Borrowers of the Corporation (Industrial Units) for purchase of New Four Wheeler Vehicle (Air Conditioned or Non-air-conditioned) for own use. The applications are online.

💰Loan Limit: ₹ 2,50,00,000/-. | Repayment: 8 years excluding moratorium period of 2 years. | Collateral security to an extent of 100% of loan amount including the value of commercial complex site.
💼 BankingState/ UT

Scheme for Marketing Organisations

The scheme was launched by PIPDIC, Department of Industries & Commerce, Puducherry. The scheme aims to financially assist entrepreneurs for setting up entrepreneurs setting up of hotel/restaurant projects in urban areas. The applications for this scheme are accepted online through the PIPDIC portal.

💰Financial assistance is provided for the purpose of setting up new sales outlets or undertaking renovation and expansion of existing outlets for marketing Village and Small Industries (VSI) Products. | - The maximum total cost of the project that can be considered under this scheme must not exceed ₹25,00,000/-. | - A down payment of at least 50% of the Value of goods purchased is mandatory.
💼 BankingState/ UT

Scheme for Purchase of 4 Wheeler for Own Use

The scheme aims to assist Qualified Personnel in Medicine, Management, Accountancy, Engineering, Architecture, etc. and Good Borrowers of the Corporation (Industrial Units) for purchase of New Four Wheeler Vehicle (Air Conditioned or Non-air-conditioned) for own use. The applications are online.

💰Loan Limit: Upto 75% of the cost of vehicle. | Interest Concession: 1% for Good Borrowers of ‘A’ category and 0.5% for ‘B’ category.
💼 BankingState/ UT

Scheme for Purchase of Mobile Sales Van

The scheme aims to financially assist the Khadi & Village Industries (KVI) Institutions for the purchase of new mobile sales vans for stocking display sales of KVI products and also to, transport of raw materials for producing KVI Products. The applications for this scheme are accepted online.

💰Financial assistance is provided for purchase of new mobile sales vans for stocking display sales of KVI products and also to, transport of raw materials for producing KVI Products. | - The loan limit must not exceed ₹3,00,000/- per vehicle. | - The number of vehicles should not exceed six.
💼 BankingState/ UT

Scheme for Purchase of Paddy Harvesting Machine

"Scheme for Purchase of Paddy Harvesting Machine" aims to assist agriculturists belonging to Puducherry for the purchase of a tractor and harvesting machine to harvest the crops in their vicinity. The applications for this scheme are accepted online only.

💰Loan of upto 70% of the cost of the tractor and harvesting machine.
💼 BankingState/ UT

Scheme for Setting Up of Industrial Estates

The scheme aims to assist organizations (Public Limited Companies, Private Limited Companies, Partnerships, Sole Proprietary, and Municipalities) for setting up of industrial estates for exclusive allotment of sheds/plots to SSI units. The applications for this scheme are accepted online only.

💰Need-based loan for setting up of industrial estates for exclusive allotment of sheds/plots to SSI units.
💼 BankingState/ UT

Scheme for Small Business Owners of Scheduled Castes to Buy a Place of Business/Shop

Under the scheme, financial assistance in the form of loans and subsidies is provided by banks to individuals belonging to the Scheduled Castes category. This assistance is aimed at enabling them to purchase business premises or shops in urban areas for business development.

💰Under the scheme, a maximum loan of ₹10 lakhs will be available to the beneficiary belonging to the scheduled caste category to buy a business premises/shop in the urban area. The beneficiary will bear interest up to 4%, while any bank interest payable above 4% will be covered by the government as an interest subsidy for three years. | - ₹15000/- is also given as subsidy assistance under the scheme.
💼 BankingCentral

Scheme of Fund for Regeneration of Traditional Industries

To make the traditional industries more productive and competitive and facilitating their sustainable development, the Govt. of India announced in 2005-06, setting up of a fund for the regeneration of traditional industries. Pursuant to this announcement, a Central Sector Scheme titled the “SFURTI".

💰100% of Project cost excluding/except Hard Interventions. | - 90% of Hard Intervention is eligible for the North Eastern Region, UT of Jammu & Kashmir and Hill States, and 75% of Hard Intervention for Others. | #Project InterventionScheme FundingFinancial Limit Financial Limit Implementing Agency ShareACluster InterventionsA1Soft Interventions including skill training, capacity building, and design development 100%Subject to a maximum of 33% of A (Total cost of Cluster Interventions both hard and soft interventions) or ₹25.00 lakh, whichever is less.Maximum ₹8 crores per project (A+B+C)NilA2Hard Interventions including CFCs, RMBs, training Centres, etc.75%Maximum ₹8 crores per project (A+B+C)25% of Project CostBCost of Technical Agency 100%8% of A1+A2 (Total cost of Cluster Interventions both hard and soft interventions)Maximum ₹8 crores per project (A+B+C)NilCCost of IA/SPV including CDE100%Maximum ₹20.00 lakh per project.Maximum ₹8 crores per project (A+B+C)Nil 90%:10% in the case of the North Eastern Region (NER), UT of J&K and hill states. | This may include remuneration of Cluster Development Executive (CDE) and other expenses incidental to the entire 3-year project implementation.
💼 BankingState/ UT

Self-Employment Scheme: Nana Vyavasay Mate Loan Yojana

"Nana Vyavasay Mate Loan Yojana" is a component under the "Self-Employment Scheme" that provides financial assistance in the form of a loan to establish or expand small businesses such as grocery shops, medical stores, bookstores, etc.

💰Financial Assistance: Loan up to ₹10,00,000/- or actual expenditure, whichever is lower.
💼 BankingState/ UT

Self-Employment Scheme: Transport/ Logistics/ Travels/ Food Court Wyaaj Sahaay

"Transport/ Logistics/ Travels/ Food Court Wyaaj Sahaay" is a component under the "Self-Employment Scheme" that provides 5% interest subsidy on a bank loan of ₹6,00,000/- for purchasing vehicles and setting up the required infrastructure.

💰Interest Subsidy: A 5% subsidy on the interest for a bank loan of ₹6,00,000/-.
💼 BankingState/ UT

Self-Employment Scheme: Vahan Loan Sahay Yojana

"Vahan Loan Sahay Yojana" is a component under the "Self-Employment Scheme" that provides on-road unit cost to self-employed individuals for purchasing vehicles such as rickshaws, loading rickshaws, Maruti cars, and jeep taxis.

💰Financial Assistance: On-road unit cost for vehicles like rickshaws, loading rickshaws, Maruti, jeep-taxi, etc.
💼 BankingState/ UT

Sheep Rearing Scheme (HSFDC)

Under this scheme, the Corporation provides loans/benefits to individuals from Below Poverty Line (BPL) families, whose annual family income does not exceed ₹1,80,000/-, in both rural and urban areas for self-employment income generating activities such as sheep rearing.

💰Project Cost Ceiling: | - Up to ₹1,50,000 /-. | Subsidy: | - Subsidy @ 50% of the total project cost (Maximum amount of subsidy is ₹10,000/-) | Bank Loan: | - Besides subsidy, the composite loan i.e. subsidy, and the balance amount of the bank loan is provided by the banks to the seller of the assets on behalf of the beneficiaries.
💼 BankingState/ UT

Shilp Sampada Term Loan Scheme for Backward Classes- Haryana

The scheme provides loans of up to ₹10,00,000/- to artisans & handicraft persons from backward classes to preserve traditional arts and crafts. The scheme also offers training to upgrade their existing skills with the latest technological inputs, such as the use of computers, CAD, etc.

💰Under this scheme, loans of up to ₹10,00,000/- are provided to artisans and handicraft persons from backward classes to preserve traditional arts and crafts. | - The scheme also offers training to upgrade their skills with the latest technological inputs, such as the use of computers, CAD, etc.
💼 BankingState/ UT

Single Window Scheme (PIPDIC)

The scheme aims to provide term loan for fixed assets and loan for working capital through the same agency the total working capital requirement of such units inclusive of all fund based facilities may be taken into account for determining the working capital facility eligible for finance.

💰Term Loan for fixed assets and loan for working capital through the same agency. | - The total working capital requirement of such units inclusive of all fund based facilities may be taken into account for determining the working capital facility eligible for finance. | _*The total project outlay, including total working capital requirement, must not exceed ₹2,00,00,000/-._
💼 BankingState/ UT

Small Business in Service/Trading Sector for Persons with Disabilities (Divyangjan Swavalamban Yojana)

The scheme offers loans up to ₹50 lakhs for self-employment to disabled persons in sectors like Agriculture, Small Business/Artisan & Traditional Occupations, Transport & Service Sectors, etc. Eligible individuals can access loans with interest rates ranging from 5% to 9% per annum.

💰Under this scheme, loans up to ₹50,00,000/- are offered for self-employment to Persons with Disabilities across a wide range of income-generating activities, including Agriculture and Allied Activities, Small Business/Artisan & Traditional Occupations, Transport Sector & Service Sector, and Technical & Professional Trades/Courses. | - Loans are provided to individuals falling under OH/VH/HH/MR categories at different rates of interest ranging from 5% to 9% per annum.
💼 BankingState/ UT

Small Business Scheme (Gujarat Gopalak Vikas Nigam)

The scheme aims to support small businesses. Through this scheme, individual loans at an annual interest rate are provided to members of the SEBC Rabari and Bharwad communities for establishing businesses, such as grocery shops, dairy parlours, and animal food sales centres.

💰The maximum loan limit is ₹2,00,000/- per individual. | - The interest rate is 6% per annum. | - The loan amount disbursed is 95% of the total project cost. | - The beneficiary Contribution is 5% of the total project cost.
💼 BankingState/ UT

Small Industries Unit for Persons with Disabilities

This scheme provides loan of up to ₹25 lakhs is provided to persons with disabilities for establishing small industrial units focused on manufacturing, fabrication, & production. Permanent residents of Haryana, aged 18 or older, with a disability of 40% or more, is eligible to avail the benefits.

💰Under this scheme, loan assistance of up to ₹25,00,000/- is provided to differently-abled persons for setting up manufacturing, fabrication, and production units.

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